LV=
£219.02 (Less £45 cashback from Quidco when it comes through.)

Comprehensive, SD&P, Guaranteed NCD, UK only (other than compulsory), inc Legal protection. 8,000 miles. 7y ncb. Insured and spouse both 50+

Modified: Towbar !!

Last edited by Firestar on 9th Feb 2009 4:31 pm. Edited 1 time in total

£274 fully comp with Norwich Union, then up to £301 when I declared the 19" wheels and rear spoiler. Freelander 2 HSE Lux 2013MY - Barolo Black with Ivory Leather. Alpine DVD - Privacy -Evoque 20" Dynamic Wheels and more to come.........

Very lucky ... don't pay for insurance as a seperate item, cover comes with the car.

Comp cover for anyone in the immediate family, which my 16 1/2 year old daughter now knows due to her overhearing a conversation with a friend. The FL2 goes two weeks after her 17th birthday so I've told her she'll get to drive it (with L plates) for those two weeks.

I can add anyone as a named driver by simple email. Seeing how flexible our system is and how little they ask about drivers and how few restrictions they impose makes me wonder why highstreet companies ask so many questions. Stornoway Grey GS ... What a fine motor ... but not any more ... ... psst look at my gallery!
Company cars ... a thing of the past - May 2013.

Well although I thought I had cheap insurance, it is still slightly over double the average rate of £288 you guys are paying in the UK, although I got max no claims bonus to boot. High cost country and all that

There certainly seems to be a big variation from £202 to £450 in the UK so therefore it must have something to do with what sort of coverage, no claims bonus, age etc each of you have. Still what you pay does not seem expensive to me (or maybe it is )

Anyway back to the point of me asking!
The Top Gear test gives our Freely, a pretty fair rating on all but the Running Costs. As the FL2 is fairly economical when it comes to m.p.g. how come TG can otherwise give it such poor rating by stating that "insurance is on the pricey side" It seems to me that in this instance, TG is either poorly informed or in fact trying to find some obscure reason to criticise it. Thumbs down for TG. 2007 Freelander 2 HSE TD4 Manual with Premium Pack & Moonroof.
Stornoway Grey with Ebony Black Pleather, Clear Indicators, Body Side Mouldings etc.

it's nice to know i pay the most in the UK for my insurance

I guess it could be the £4000 & £12500 non fault claims, actually having a effect on the policy

Though, i know my premiums higher due to the car been owned by the company, and registered and insured in my name

But since i don't pay for it, i ain't bothered

BACK TO TG

It will be on the pricey side when they say they are a top gear test driver, i recall JC saying he was a autur or something to get a premium down on one of there challenges and been quote £25000 to insure a Ford RS Cosworth costing £20000  Former Mod/Member, with the most post & Chicken George Arch nemesis

£253 per year. Me and my good lady wife only to drive (dare not ask about adding my 16 year old boy).

5 years full no claims.

Tower Insurance.

Being a 'Surveyor' bumps up my premiums I believe.

AndyC wrote:

:

There certainly seems to be a big variation from £202 to £450 in the UK so therefore it must have something to do with what sort of coverage, no claims bonus, age etc each of you have. Still what you pay does not seem expensive to me (or maybe it is )
.

A big percentage of the policy price is also decided on your post code within the UK, I.e. London/Manchester etc alot more expensive than rural Cumbria to do with the volume of traffic (to crash in to) and the volume of scrotes (to nick your motor)

Just changed to LR from Direct Line. £300 for fully comp, business use, off road etc. Full NCD and up to 16k/yr with wife as other driver. Direct line wouldn't cover for off road otherwise very similar.



Grumpy Grumpy

Lukey Luke wrote:

Thanks for the tip Npinks. I struggled to get the right insurance as most only offer 30 / 60 days cover.
The one I found is called "extended foreign use scheme with AXA insurance".

Their words:

>We would issue a European rated policy that will give your selected
>policy cover across the 27 countries of the EU (including UK) plus three
>that are not, without limit of time, main country of use outside UK
>being Belgium.
>
>You will be issued with policy Documentation which confirms annual
>European use (including Green Card). Our quote includes a Legal
>Expenses
>Policy which works in the EU at a fee of £25.00 and an administration
>fee of £20.00.

Well I currently pay over £500 for business cover through direct line.

Just checked compare the market and admiral will give me the same cover for £312.

How easy is it to change insurers mid policy, i have 9 months remaining? I must be addicted:

Currently:

56 Freelander 2 GS
74 Series III Truck Cab

Previously

99 Discovery II TD5
84 90 CSW 3.5 V8

if you have had no claims on this policy then you will just pay for time on cover, and it will be refunded to you pro rata

if you have had a claim, then no refund  Former Mod/Member, with the most post & Chicken George Arch nemesis

I changed part way through from Direct Line to LR. They charged me 1 months premium which LR matched. The change over was very quick and painless and the refund in the bank inside 1 week.

Go for it



Grumpy Grumpy

Well decided to do it today, cancelled my DL policy (£530) and am now with Admiral (£313) via meerkat.

So £313 for SDP + Business , 20k miles per year, including driving in europe and loan car.

I was so impressed I checked out my (off topic) house insurance and went from £525 on DL to £279 with Axa.

Been a good day but naffed off that DL appear to hae marked my account "Make it £500 he will never notice."

Out of interest both times DL may no attempt to keep my business. Glad they dont need the customers. Car insurance cost £25 cancellation. I must be addicted:

Currently:

56 Freelander 2 GS
74 Series III Truck Cab

Previously

99 Discovery II TD5
84 90 CSW 3.5 V8

£236 with Tescos - and I get Tesco points for that too! Chris

Swinton - last year was £340 this year is £416! The wife has picked up 6 points since then!!

Last edited by 24772433 on 28th Mar 2009 12:54 am. Edited 1 time in total