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Firestar



Member Since: 11 Oct 2008
Location: Ness Point, Suffolk
Posts: 121

United Kingdom 2008 Freelander 2 TD4 GS Auto Santorini Black

LV=
£219.02 (Less £45 cashback from Quidco when it comes through.)

Comprehensive, SD&P, Guaranteed NCD, UK only (other than compulsory), inc Legal protection. 8,000 miles. 7y ncb. Insured and spouse both 50+

Modified: Towbar !!


Last edited by Firestar on 9th Feb 2009 4:31 pm. Edited 1 time in total

Post #36774 9th Feb 2009 3:11 pm
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Mav71



Member Since: 15 Nov 2008
Location: Leicester
Posts: 2575

United Kingdom 2007 Freelander 2 TD4 HSE Manual Stornoway Grey

£274 fully comp with Norwich Union, then up to £301 when I declared the 19" wheels and rear spoiler. Freelander 2 HSE Lux 2013MY - Barolo Black with Ivory Leather. Alpine DVD - Privacy -Evoque 20" Dynamic Wheels and more to come.........

Post #36778 9th Feb 2009 4:06 pm
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avtur



Member Since: 11 Nov 2006
Location: Stockport
Posts: 1306

United Kingdom 2007 Freelander 2 TD4 GS Manual Stornoway Grey

Very lucky ... don't pay for insurance as a seperate item, cover comes with the car.

Comp cover for anyone in the immediate family, which my 16 1/2 year old daughter now knows due to her overhearing a conversation with a friend. The FL2 goes two weeks after her 17th birthday so I've told her she'll get to drive it (with L plates) for those two weeks.

I can add anyone as a named driver by simple email. Seeing how flexible our system is and how little they ask about drivers and how few restrictions they impose makes me wonder why highstreet companies ask so many questions. Stornoway Grey GS ... What a fine motor Smile ... but not any more ... Big Cry ... psst look at my gallery!
Company cars ... a thing of the past - May 2013.

Post #36783 9th Feb 2009 4:45 pm
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AndyC



Member Since: 30 Nov 2007
Location: Where the snow dosen't melt when the sun is shining!
Posts: 4165

Norway 2007 Freelander 2 TD4 HSE Manual Stornoway Grey

Well although I thought I had cheap insurance, it is still slightly over double the average rate of £288 you guys are paying in the UK, although I got max no claims bonus to boot. High cost country and all that Whistle

There certainly seems to be a big variation from £202 to £450 in the UK so therefore it must have something to do with what sort of coverage, no claims bonus, age etc each of you have. Still what you pay does not seem expensive to me (or maybe it is Question )

Anyway back to the point of me asking!
The Top Gear test gives our Freely, a pretty fair rating on all but the Running Costs. As the FL2 is fairly economical when it comes to m.p.g. how come TG can otherwise give it such poor rating by stating that "insurance is on the pricey side" It seems to me that in this instance, TG is either poorly informed or in fact trying to find some obscure reason to criticise it. Thumbs down for TG. 2007 Freelander 2 HSE TD4 Manual with Premium Pack & Moonroof.
Stornoway Grey with Ebony Black Pleather, Clear Indicators, Body Side Mouldings etc.

Post #36787 9th Feb 2009 6:09 pm
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npinks



Member Since: 28 Jun 2007
Location: Ls25
Posts: 20090

United Kingdom 

it's nice to know i pay the most in the UK for my insurance

I guess it could be the £4000 & £12500 non fault claims, actually having a effect on the policy

Though, i know my premiums higher due to the car been owned by the company, and registered and insured in my name

But since i don't pay for it, i ain't bothered Whistle

BACK TO TG

It will be on the pricey side when they say they are a top gear test driver, i recall JC saying he was a autur or something to get a premium down on one of there challenges and been quote £25000 to insure a Ford RS Cosworth costing £20000 Shocked Former Mod/Member, with the most post & Chicken George Arch nemesis

Post #36800 9th Feb 2009 7:05 pm
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chris8of9



Member Since: 23 Sep 2008
Location: isle of man
Posts: 130

Isle Of Man 2007 Freelander 2 TD4 SE Manual Narvik Black

£253 per year. Me and my good lady wife only to drive (dare not ask about adding my 16 year old boy).

5 years full no claims.

Tower Insurance.

Being a 'Surveyor' bumps up my premiums I believe.

Post #36809 9th Feb 2009 8:16 pm
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Rowy



Member Since: 20 Aug 2008
Location: Lake District
Posts: 686

AndyC wrote:
:

There certainly seems to be a big variation from £202 to £450 in the UK so therefore it must have something to do with what sort of coverage, no claims bonus, age etc each of you have. Still what you pay does not seem expensive to me (or maybe it is Question )
.


A big percentage of the policy price is also decided on your post code within the UK, I.e. London/Manchester etc alot more expensive than rural Cumbria Laughing to do with the volume of traffic (to crash in to) and the volume of scrotes (to nick your motor)

Post #36865 10th Feb 2009 2:48 pm
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Grumpy



Member Since: 29 Feb 2008
Location: Glasgow
Posts: 78

Scotland 2007 Freelander 2 TD4 XS Manual Izmir Blue

Just changed to LR from Direct Line. £300 for fully comp, business use, off road etc. Full NCD and up to 16k/yr with wife as other driver. Direct line wouldn't cover for off road otherwise very similar.

Banging Head

Grumpy Grumpy

Post #39315 24th Mar 2009 5:18 pm
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anglaslt



Member Since: 24 Dec 2008
Location: Vilnius, Lithuania
Posts: 185

Lithuania 2015 Freelander 2 2.0T HSE Lux Auto Havana

Lukey Luke wrote:
Thanks for the tip Npinks. I struggled to get the right insurance as most only offer 30 / 60 days cover.
The one I found is called "extended foreign use scheme with AXA insurance".

Their words:

>We would issue a European rated policy that will give your selected
>policy cover across the 27 countries of the EU (including UK) plus three
>that are not, without limit of time, main country of use outside UK
>being Belgium.
>
>You will be issued with policy Documentation which confirms annual
>European use (including Green Card). Our quote includes a Legal
>Expenses
>Policy which works in the EU at a fee of £25.00 and an administration
>fee of £20.00.


LL, may I ask, is your LHD FL2 registered in UK or Belgium?
I have a UK registerd FL2 which I can use across Europe for up to 6 months at a time but I'd love to find a UK insurer who would cover my Lithuania registered car because premiums here are about 3-4 times the UK rate. As I understand it UK insureres will only cover UK registered cars.
BTW, Land Rover assist only covers journeys of up to one month outside UK. Not very helpful.
Tom

Post #39374 25th Mar 2009 4:16 pm
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RobH



Member Since: 08 Mar 2009
Location: Essex
Posts: 11

England 2007 Freelander 2 TD4 GS Manual Zermatt Silver

Well I currently pay over £500 for business cover through direct line.

Just checked compare the market and admiral will give me the same cover for £312.

How easy is it to change insurers mid policy, i have 9 months remaining? I must be addicted:

Currently:

56 Freelander 2 GS
74 Series III Truck Cab

Previously

99 Discovery II TD5
84 90 CSW 3.5 V8

Post #39402 25th Mar 2009 9:45 pm
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npinks



Member Since: 28 Jun 2007
Location: Ls25
Posts: 20090

United Kingdom 

if you have had no claims on this policy then you will just pay for time on cover, and it will be refunded to you pro rata

if you have had a claim, then no refund Thumbs Up Former Mod/Member, with the most post & Chicken George Arch nemesis

Post #39406 25th Mar 2009 11:00 pm
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Grumpy



Member Since: 29 Feb 2008
Location: Glasgow
Posts: 78

Scotland 2007 Freelander 2 TD4 XS Manual Izmir Blue

I changed part way through from Direct Line to LR. They charged me 1 months premium which LR matched. The change over was very quick and painless and the refund in the bank inside 1 week.

Go for it

Banging Head

Grumpy Grumpy

Post #39428 26th Mar 2009 4:44 pm
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RobH



Member Since: 08 Mar 2009
Location: Essex
Posts: 11

England 2007 Freelander 2 TD4 GS Manual Zermatt Silver

Well decided to do it today, cancelled my DL policy (£530) and am now with Admiral (£313) via meerkat.

So £313 for SDP + Business , 20k miles per year, including driving in europe and loan car.

I was so impressed I checked out my (off topic) house insurance and went from £525 on DL to £279 with Axa.

Been a good day but naffed off that DL appear to hae marked my account "Make it £500 he will never notice."

Out of interest both times DL may no attempt to keep my business. Glad they dont need the customers. Car insurance cost £25 cancellation. I must be addicted:

Currently:

56 Freelander 2 GS
74 Series III Truck Cab

Previously

99 Discovery II TD5
84 90 CSW 3.5 V8

Post #39432 26th Mar 2009 5:53 pm
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ttc546



Member Since: 05 Mar 2008
Location: Camberley
Posts: 224

2008 Freelander 2 TD4 HSE Auto Stornoway Grey

£236 with Tescos - and I get Tesco points for that too! Chris

Post #39437 26th Mar 2009 6:27 pm
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24772433



Member Since: 24 Apr 2008
Location: Worcestershire
Posts: 25

United Kingdom 2008 Freelander 2 TD4 S Manual Stornoway Grey

Swinton - last year was £340 this year is £416! The wife has picked up 6 points since then!! Evil or Very Mad

Last edited by 24772433 on 28th Mar 2009 12:54 am. Edited 1 time in total

Post #39455 26th Mar 2009 9:34 pm
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