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andyk159



Member Since: 19 Nov 2014
Location: Skegby
Posts: 369

United Kingdom 2010 Freelander 2 TD4 HSE Auto Stornoway Grey

Just taken out insurance with Hastings and had this strange request:

"We now need some photos of your vehicle, so please send us all of the following:

Images of both the left and right side of the vehicle.
Images of both the front and back of the vehicle.
An image of the engine with the bonnet up.
Images of inside the car - both the front and back - with the doors open.
Image of the instrument panel (e.g. the speedometer, fuel gauge etc.)."

Never been asked for pictures before. Can understand them wanting to check for previous damage but must be a new thing

Anyone else come across this? Andy
Freelander2 HSE (59 Plate, MY10 spec)

Post #436848 7th Nov 2023 2:32 pm
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Grimdog



Member Since: 08 Sep 2020
Location: Wakefield
Posts: 315

United Kingdom 2010 Freelander 2 TD4_e HSE Manual Barolo Black

Never heard of that before, could prove problematic for some, especially the non technical IT people. My 83year old Mum wouldn't even know how to open the bonnet, let alone attach numerous photos to an email, bless her.

Post #436853 7th Nov 2023 4:37 pm
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anglaslt



Member Since: 24 Dec 2008
Location: Vilnius, Lithuania
Posts: 187

Lithuania 2015 Freelander 2 2.0T HSE Lux Auto Havana

andyk159 wrote:
Just taken out insurance with Hastings and had this strange request:

"We now need some photos of your vehicle, so please send us all of the following:

Images of both the left and right side of the vehicle.
Images of both the front and back of the vehicle.
An image of the engine with the bonnet up.
Images of inside the car - both the front and back - with the doors open.
Image of the instrument panel (e.g. the speedometer, fuel gauge etc.)."

Never been asked for pictures before. Can understand them wanting to check for previous damage but must be a new thing

Anyone else come across this?


This has become common practice here if you do not have continuous cover with the same insurer. Sadly too many cheats out there. driving on the right side

Post #436854 7th Nov 2023 4:42 pm
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Rommel



Member Since: 20 Aug 2017
Location: Sandhurst Berkshire
Posts: 646

England 2013 Freelander 2 TD4 XS Manual Fuji White

andyk159 wrote:
Just taken out insurance with Hastings and had this strange request:

"We now need some photos of your vehicle, so please send us all of the following:

Images of both the left and right side of the vehicle.
Images of both the front and back of the vehicle.
An image of the engine with the bonnet up.
Images of inside the car - both the front and back - with the doors open.
Image of the instrument panel (e.g. the speedometer, fuel gauge etc.)."

Never been asked for pictures before. Can understand them wanting to check for previous damage but must be a new thing

Anyone else come across this?



Yes we have agreed value cover on both our Defenders, and have to supply these every year on renewal. 2013 FL2 XS.
Defender 90 300 TDi.
Defender 90 300 TDi CSW.
1964 MGB Roadster.
1944 Willys MB "Jeep" with bullet holes. (gone)
17 hand Irish Drought Thoroughbred (mostly lame)
Nagging Old Boiler.

Mahatma Gandhi said if there is an Idiot in power those who elected him are well represented

Post #436860 7th Nov 2023 7:53 pm
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Jack frost



Member Since: 21 Dec 2011
Location: UK
Posts: 796

United Kingdom 

andyk159 wrote:
Just taken out insurance with Hastings and had this strange request:

"We now need some photos of your vehicle, so please send us all of the following:

Images of both the left and right side of the vehicle.
Images of both the front and back of the vehicle.
An image of the engine with the bonnet up.
Images of inside the car - both the front and back - with the doors open.
Image of the instrument panel (e.g. the speedometer, fuel gauge etc.)."

Never been asked for pictures before. Can understand them wanting to check for previous damage but must be a new thing

Anyone else come across this?


It will be probably be rolled out by all insurance companies as there are many scammers out there 🤬

Post #436866 8th Nov 2023 8:39 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5061

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

andyk159 wrote:
Just taken out insurance with Hastings and had this strange request:

"We now need some photos of your vehicle, so please send us all of the following:

Images of both the left and right side of the vehicle.
Images of both the front and back of the vehicle.
An image of the engine with the bonnet up.
Images of inside the car - both the front and back - with the doors open.
Image of the instrument panel (e.g. the speedometer, fuel gauge etc.)."

Never been asked for pictures before. Can understand them wanting to check for previous damage but must be a new thing

Anyone else come across this?


Nope. I wonder what has triggered that. I could understand it for rare , modified or very frequently stolen cars but for a FL2 I'm surprised. But I guess its because there are just so many thieving scumbags out there. Jules

Post #436870 8th Nov 2023 9:49 am
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Bobupndown



Member Since: 26 Dec 2014
Location: Upside down behind the TV!
Posts: 2816

United Kingdom 2014 Freelander 2 SD4 GS Auto Orkney Grey

It's required for agreed value classic car policies. Never heard of it for everyday relatively low value vehicles. Landrover - turning owners into mechanics since 1948

2014 Orkney grey Freelander SD4 GS.
2004 Zambezi silver Discovery 2 Td5 (Gone)
1963 Surf blue Morris Mini Minor Super de Luxe (my little toy)

Post #436872 8th Nov 2023 10:37 am
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andyk159



Member Since: 19 Nov 2014
Location: Skegby
Posts: 369

United Kingdom 2010 Freelander 2 TD4 HSE Auto Stornoway Grey

I checked with them and they say it's to confirm no modifications. Andy
Freelander2 HSE (59 Plate, MY10 spec)

Post #436909 9th Nov 2023 10:36 pm
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MartynB



Member Since: 08 Aug 2011
Location: Currently Rootless !
Posts: 1781

United Kingdom 2009 Freelander 2 TD4 GS Auto Zermatt Silver

That’s actually understandable I suppose , you only have to look at the number of so called ‘ accessorised’ 4x4s on the road , and I’d bet that 95% of them haven’t said a word to insurers . The one thing I always liked , indeed still like about the FL2 is that it’s a simple , elegant even , classic design that looks right first time . Thankfully you don’t see many that have been ‘ pimped ‘ . 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

Post #436913 10th Nov 2023 9:09 am
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janderson41



Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 439

Scotland 2010 Freelander 2 TD4 HSE Auto Stornoway Grey

Design is fab. Have you noticed how many new SUV,s/4x4,s are all reverting back to the basic square box shape similar to the Freelander 2.
I think the success of the New Defender has made the others follow suit. Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

Post #436927 10th Nov 2023 4:20 pm
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ReggiePerrin



Member Since: 13 Mar 2013
Location: Derbyshire
Posts: 1276

England 2013 Freelander 2 SD4 HSE Lux Auto Firenze Red

andyk159 wrote:
Just taken out insurance with Hastings


Been with Hastings some years now but for next months renewal they have increased my premium by 48.3% (£120) on last year’s price of £248. Nothing has changed risk wise and no claims made.


Churchill for the upcoming year is 75 quid cheaper on a like for like policy - small increase in compulsory excess is the only difference. Normally I’d call Hastings to get a bit of a better price but this year they really are taking the pee. I'll be switching insurers this year.

Post #437025 14th Nov 2023 12:02 am
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IanMetro



Member Since: 11 Sep 2017
Location: Somerset BS21
Posts: 3156

United Kingdom 2014 Freelander 2 SD4 Metropolis LE Auto Fuji White

What kind of cover do you get for that price. Your insurance is a fraction of mine at over £1k. FL2 XS SD4 Auto 2010 2012-2017 (21k - 91k miles) (MY2011)
FL2 Metropolis SD4 Auto 2014 2017- (16k - 77k+ miles) (MY2015)
Metro in its 11th Year of (Extended) LR Warranty / Full LR Service History
(Expensive, but Trouble/Worry free - hopefully?)

Post #437027 14th Nov 2023 9:35 am
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Ajiow



Member Since: 14 Nov 2023
Location: Isle of wight
Posts: 4

United Kingdom 2007 Freelander 2 TD4 SE Auto Narvik Black

My daughter had to do this 6 years ago with her defender 90 as it was classed as classic vehicle. I believe that was with Hastings and it was the only time she had to do it, she never got asked to do it with other insurance companies.

Post #437032 14th Nov 2023 10:37 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5061

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

I was never asked to do it with my 1982 series 3 and that had had engine, fuel type and chassis changes.

I guess they're not sort after by the Albanian mafia. Jules

Post #437041 14th Nov 2023 3:33 pm
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Milothedog



Member Since: 14 Dec 2014
Location: South London
Posts: 449

United Kingdom 2013 Freelander 2 SD4 HSE Auto Aintree Green

Since buying and restoring my 73 Triumph Stag in 2009 I have had to submit photos every year as part of the agreed value policy but never heard of this for a non classic car policy. I have however had to send copies of my licence entitlement and alarm/immobiliser certificate and Datatag for my motor bike. 2007 TD4 XS The work horse that earns its up keep
2013 SD4 HSE The posh one for towing the caravan
1973 Triumph Stag I bought in 2009 and restored.

Post #437044 14th Nov 2023 6:40 pm
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