but this took me a bit by surprise

I have been insured by Allianz for two years now. I have an 11 year NCB. No claims at all, non fault or anything for about 30 years.
Last years renewal was £268 which I accepted with no haggling as it seemed very reasonable

Just received this years renewal offer at £624

Have phoned and it is not a mistake, they won't negotiate........so I said "don't bother" time to change

Steve

I've a similar history to you except for a 'my fault' smash about 4 years ago (not entirely sure it was all my fault as I was slowly edging out into a main road with my view obscured because of cars parked where they shouldn't have been when suddenly someone took my front end off!!! But hey I took responsibility).

I pay not much more than you and if the renewal comes in at around the same or slightly less I will renew (after a few searches on GoCompare etc).

I've been with my latest insurer for 2 years now after my previous insurer hiked the premium up over £200 for no reason. No loyalty now a days so I think sod it I will take my business elsewhere. I've even found the same insurers quote a lot cheaper on these comparison sites compared with my renewal quote.

Shop around and you will get a lower quote. I bet if you then go back to Aliance they will match it.

I pay £700 all in for my FL1 MY04, FL2 MY11 and Defender MY86 with lots of mods,
I'm 30 with 7 yrs NCB and a theft total loss 5 years ago..
Thats with A Flux.. MY2011 Freelander 2 GS Santorini Black
MY2004 Freelander 1 Sport Java Black
MY1986 Defender 90 Stornoway Grey - Fully Rebuilt this Year

Direct Line with full business use was half that price

@ Rich P bet they won't.
Had the same thread on the Full Fat forum yesterday must be time of the year.
It's a PITA but you need to shop round every renewal time. I have had a renew quote from one insurer £200 above the same quote I get on line from directwecomparethechurchil.com for the same insurer, You just end up having a frustrating phone call and end up moving anyway.
One tip certainly for a younger driver put some more mature drivers on the policy it reduces the premium a heck of a lot.
son and heir with no no-claims only paying £650 for a 1200 micra

They are paying out for all the storm damaged cars thats why I expect and as usual all the rest have to pay for it?

The premium on my 30 yr old son's Porsche 911 dropped a lot when he added his OAP Mum on as a named driver and she is scared to drive it! Worked for his Freelander too.
I understand that in Italy it's common now to find little old ladies with multiple speeding tickets and points on their licences as they take the rap for their grandchildren. 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

andy3681 wrote:

@ Rich P bet they won't.
Had the same thread on the Full Fat forum yesterday must be time of the year.
It's a PITA but you need to shop round every renewal time. I have had a renew quote from one insurer £200 above the same quote I get on line from directwecomparethechurchil.com for the same insurer, You just end up having a frustrating phone call and end up moving anyway.
One tip certainly for a younger driver put some more mature drivers on the policy it reduces the premium a heck of a lot.
son and heir with no no-claims only paying £650 for a 1200 micra

Land Rover insurance comp, protected business use and DOC. No fault claim in last 3 years.£330 49 12y ncb 2017 Discovery Sport Pure Fuji White "Lynne"
2002 Discovery D2 GS Oslo Blue "Ozzie"
2014 Freelander TD4 GS Fuji White "Linda"
2001 Discovery2 td5 ES "Edith" Gone
2007 BMW325DSE Gone
Wife Still here!

Paid £622 fully comp in December with 3 drivers including 18 year old son, was the cheapest by far. B 1984 RR Vouge,H 1991 Disco 1, L 1993 Disco, N 1996 Disco, Y 2001 Disco, 53 Disco 2, 56 Disco 3, MY10 TD4 XS [Nav] Manual Rimini Red, MY13 TD4 GS Auto Firenze Red, MY15 Disco Sport SE Tech Firenze Red.

I had a renewal through 2 years ago, when I was 20. I was paying £600. The renewal came through at £1100. Went online on a comparison site and got a quote from the same company for £550! Logic, what logic?

Always used Landrover insurance, this year its gone down to £287 fully comp for me and the wife, touring cover abroad has gone from 30 days to 60 odd days free because its now Allianz backed whereas it cost an extra £40.

It is always worth going to your current insurance providers website and checking out cover as a new customer. This is often less than you get as 'valued' existing customer. Then ring them up and say I've got a quote can you beat it..they usually do if they don't renew as a new customer

It's well worth it

I've got all 3 cars insured with privilege. All 3 are insured for business use for my wife & I with a policy excess of £250. Full NCD for me.
I think the total cost is approx. £700 LR Freelander 2 2014 metropolis SD4 auto in Loire Blue.
LR Freelander 2 2011 facelift HSE SD4 auto in Firenze Red + Premium pack & cold weather pack (affectionately known as Eve) Sadly written off in an RTA Insurance write off December 2022😢.
Vauxhall Astra 67 plate
Subaru Impreza 2008 (Sold 2016)
Vauxhall Adam 1.4 Glam 2015 (sold 2017) (affectionately known as Adam)