shilen wrote:

Im currently paying £500 for my HSE, have the bodykit fitted which strangely makes it more expensive than a HST to insure. Most of the prices I got at the time were around the £800 mark, one even quoted £1,300

chrisuk wrote:

shilen wrote:

Im currently paying £500 for my HSE, have the bodykit fitted which strangely makes it more expensive than a HST to insure. Most of the prices I got at the time were around the £800 mark, one even quoted £1,300

It's because your HSE will now be classed as "modified". Any modified car will generally be more expensive to insure as it will become more appealing to robbing scrotes.

I can understand the logic from the insurers point of view that a bodykitted HSE wouuld be more appealing to thieving tossers rather than a standard HSE thus should cost more to insure, however I dont understand why Joe Bloggs in his HST parked next to me (identical in everyway with better alloys!) should pay LESS to insure his?

Best to come clean with insurers as they only need the slightest excuse to worm their way out of a claim.

There are some benefits of getting old - SAGA have just insured me comprehensive with protected NCB, £100 excess for the princely sum of £192.46  MY 09 GS manual in Lago Grey, Wood Co arm rest and side bumper strips - now sold.

MY 15 SD4 SE Auto Orkney Grey with colour coded Bumper Door Mouldings

Executive Valeter wrote:

Shoudn't make any difference if they are factory or dealer fit accessories - i.e genuine LR accessories.