£70k is not a bad price for a ‘23 RR sport

When l bought my Kodiaq (May 2021), l’d just received my renewal for the Octavia estate (‘11’ plate, 1.6TDi - remapped) at, from memory, £221 F/C
The garage gave 5 days cover, to allow for sorting insurance out

I expected a huge hike in premium, due to comparative age/values
No, they wanted an extra £6!!!!

Sadly the following year it went up, by about £30


Last year, the renewal had increased by 30%, with no claims by me/against me


I managed to get f/c elsewhere for £230 (inc driving other vehicles,& still keeping named driver)

Who knows, when it’s up for renewal this year??!

March renewal gone up by £200 to £476. All comparison sites come in at similar figures so the best I can get after a haggle was £432. No accidents or convictions and 20y ncb. Insurance companies don't like LR . Strangely taking wife off the cover increases the premiums across the board. MY 09 GS manual in Lago Grey, Wood Co arm rest and side bumper strips - now sold.

MY 15 SD4 SE Auto Orkney Grey with colour coded Bumper Door Mouldings

Re the insurance being a different price with or without your wife being on the policy mine was cheaper still if I said it was parked on the drive and not in the garage, go figure.
When asked they said there was more chance of damage driving it into the garage than leaving it on the drive!

Insurance seems to have gone bonkers across the board, not sure why!?

Whats the chance of it settling down before mine is due in July

suffolkporker wrote:

Insurance seems to have gone bonkers across the board, not sure why!?

If parts take longer to obtain then the insurance company would be paying for a hire car for longer plus storage fees for the wreck at the garage. Probably goes towards increasing costs and writing off cars more quickly.

I Like Chips wrote:

Whats the chance of it settling down before mine is due in July

CJOver wrote:

suffolkporker wrote:

Insurance seems to have gone bonkers across the board, not sure why!?

My insurer said that it was to do with the unavailability/cost of parts that is driving the insurance costs up.

Was on to The RAC to check when my renewal is due.
On the site was "Ask for a quote for car insurance"
Not due till June but filled it in anyway.
2010 HSE auto. 5k miles annual. Rural area. Parked under carport at night.£250 voluntary excess.
No car replacement
Big Problem, i am now 82.
Quote came out at £1052
Shocked, will wait till my insurance is due and see what happens then.
Just passed MOT today ,one advisory, TOMTOM obstructing drivers view.
What next? Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

The BBC on their breakfast show (around 2 weeks back)
had done a survey of quotes* from different providers
in different areas and found the higher quotes
where all in areas where the ethnic count was highest,
even areas in a close proximety (3 miles) could vary by as much as
£300.
* single driver, mid thirties, mid range car, parking in drive.
https://www.bbc.co.uk/news/business-68349396 DAVE.

Time to change your mot man
What a tos###
Why not just remove the sat nav and tell you.

Unbelievable