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NeilTD4



Member Since: 21 May 2018
Location: Warwickshire
Posts: 165
England 2011 Freelander 2 SD4 HSE Auto Lago Grey

Recently had my renewal which was up £200 over last year, but I've just been on one of the well known comparison sites and got the same level of cover for £220 less, so actually £20 less than I paid last year.

The only one difference is a lower annual mileage which obviously lessens the risk. I checked the mileage between MOT's and added a bit for good measure. So now 8000 from 12000 miles per year.

As a bonus, the comparison site is offering rewards, one of which is Shell fuel vouchers to the value of £20 and as I sorted both car policies, I should have £40 to come...
Post #438839 26th Jan 2024 1:00 pm
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janderson41



Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 438
Scotland 2010 Freelander 2 TD4 HSE Auto Stornoway Grey

2010 HSE auto,
I am now 82 and last year my insurance went up to £552. That was with Directline and after a call and got a wee reduction.
Had tried most comparison sites. Live in rural area, garaged off road in carport, annual mileage 5000.
Pay towards windscreen and voluntary of £400 excess.
Clean licence and 40 years plus NCB
Really not looking forward to my renewal in June.
Also rumours of roadtax going up by 10%.
Really cannot do without the car. SWMBO is partly disabled and the Freelander is perfect for us.
Has anyone thought about just going for TPFT and taking the chance.? Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone
Post #438845 26th Jan 2024 5:14 pm
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Just a driver



Member Since: 29 Nov 2021
Location: Norfolk
Posts: 419
United Kingdom 2009 Freelander 2 SD4 GS Auto Stornoway Grey

I don’t think nowadays there is much difference between fully comp and third party fire and a prayer.
Post #438847 26th Jan 2024 5:26 pm
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I Like Chips



Member Since: 25 Jun 2017
Location: Ascott Under Wychwood
Posts: 1540
United Kingdom 2011 Freelander 2 SD4 HSE Auto Indus Silver

Yes the difference in cost between Fully Comp and Third Party Fire and Theft isn't much really.

However I can remember when Fully Comp was what it says on the tin.
Post #438848 26th Jan 2024 5:31 pm
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NeilTD4



Member Since: 21 May 2018
Location: Warwickshire
Posts: 165
England 2011 Freelander 2 SD4 HSE Auto Lago Grey

Many years ago someone I worked with told me to change insurance companies every year and its something that has stuck with me...
Post #438853 26th Jan 2024 8:56 pm
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5021
United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Just had a renewal quote from my current insurer, Halifax. Gone up from £198 to £425 Shocked

(Fully Comp, no claims, no convictions, 6K miles/year, garaged, SDP only, both drivers retired - 64, rural location).

Lets see what the Meerkats can find. Jules
Post #438944 30th Jan 2024 3:17 pm
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5021
United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Churchill £307.64 Jules
Post #438945 30th Jan 2024 4:13 pm
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dorsetfreelander



Member Since: 20 Jul 2013
Location: Dorset
Posts: 4354
United Kingdom 2014 Freelander 2 SD4 XS Auto Loire Blue

Aveling wrote:
Consider yourselves lucky - I had an email from my insurance saying they weren't able to renew my insurance - currently with Hastings.
They said due to the type of car I drive etc, etc, they wouldn't renew this year.
.


This is a general LandRover problem stemming from Range Rover thefts in London and spilling out to other parts of the brand. Apparently people are cancelling orders for new cars who can't get their cars insured in places like London and Manchester and some other cities. My last FL2 was £350 and my DS is £630 and lucky to get it insured for less than £1K even in rural Dorset. 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE
Post #438967 31st Jan 2024 10:56 am
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Jack frost



Member Since: 21 Dec 2011
Location: UK
Posts: 796
United Kingdom 

Friends Range Rover sport gone up from £590 to £1,700 he has tried to px it but has been offered peanuts for it Big Cry
Post #438981 31st Jan 2024 9:45 pm
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5021
United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Terrible Sad Jules
Post #438987 31st Jan 2024 11:08 pm
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Just a driver



Member Since: 29 Nov 2021
Location: Norfolk
Posts: 419
United Kingdom 2009 Freelander 2 SD4 GS Auto Stornoway Grey

Jack frost wrote:
Friends Range Rover sport gone up from £590 to £1,700 he has tried to px it but has been offered peanuts for it Big Cry

Selling anything after Xmas is never going to get a good price as there will be loads of people who have overspent at Xmas looking to raise money. Also retail businesses always seem to make redundancy around Xmas , poor sales , rent due etc. Then throw a falling market at the moment in the car trade it’s understandable that nobody is going to offer much for something that could be worth even less in a month.
Post #438994 1st Feb 2024 7:13 am
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Jack frost



Member Since: 21 Dec 2011
Location: UK
Posts: 796
United Kingdom 

The insurance companies have now been given a green light to exploit Land/Range Rover owners thus driving down vehicle values Censored I can understand the latest high value L/R R/R’s insurance going up as they are the problem 🤮
Post #439002 1st Feb 2024 9:51 am
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Mowog



Member Since: 11 Apr 2018
Location: Cheshire
Posts: 503

A professional car thief can take ANY car
Post #439006 1st Feb 2024 11:56 am
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FL2ukkent



Member Since: 13 Sep 2023
Location: Kent
Posts: 35
United Kingdom 2011 Freelander 2 TD4 GS Manual Fuji White

https://www.bbc.co.uk/news/business-68188064
Post #439070 2nd Feb 2024 10:20 pm
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Jack frost



Member Since: 21 Dec 2011
Location: UK
Posts: 796
United Kingdom 

Out of curiosity I had a quote on a 2023 RR SPORT value 70k best price was £3,700 rural location, low crime Thud
Post #439116 4th Feb 2024 8:35 pm
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