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Grimdog



Member Since: 08 Sep 2020
Location: Wakefield
Posts: 314

United Kingdom 2010 Freelander 2 TD4_e HSE Manual Barolo Black

As usual ....... When the topic of " what did Brexit actually archive " is raised, ....let's change the subject Rolling with laughter

Though I have to agree, let's draw a line and get the subject back on track .

Post #420619 23rd Apr 2022 9:58 pm
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5044

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

I'm just as guilty.

One aspect of my OP was what to do about uninsured drivers and could new tech help. Jules

Post #420620 23rd Apr 2022 10:08 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Grimdog wrote:
As usual ....... When the topic of " what did Brexit actually archive " is raised, ....let's change the subject Rolling with laughter

Though I have to agree, let's draw a line and get the subject back on track .


OK then, we were in the EU for over forty years (and I voted to go into the COMMON MARKET because that was a great idea, so I reserve the choice to decide what it morphed into was not what I voted for, let’s wait and see how it turns out, after all we have been quite busy with “other things” for the past two years since the official separation.

And that’s where I will end it. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420626 24th Apr 2022 8:43 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

jules wrote:
I'm just as guilty.

One aspect of my OP was what to do about uninsured drivers and could new tech help.


My insurance company protect me against uninsured drivers without penalty apparently*.

*thankfully never had to test it. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420627 24th Apr 2022 8:45 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 5044

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

which insurer are you with? Jules

Post #420629 24th Apr 2022 11:54 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

LVE……it’s quite universal now backed by the MIB, the only fly in the ointment is if it’s a hit and run as they require the name of the driver , but I believe that kind of incident is also covered by the MIB but under a different scheme. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420634 24th Apr 2022 4:50 pm
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shiggsy



Member Since: 13 Jan 2013
Location: Kent
Posts: 799

United Kingdom 2007 Freelander 2 TD4 HSE Auto Baltic Blue

"..if it’s a hit and run as they require the name of the driver.." Rolling with laughter

What does the insurance company think they will do, shout their details out of the window as the tear off. 
Hung like Einstein, smart as a horse.

Post #420635 24th Apr 2022 5:01 pm
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Grimdog



Member Since: 08 Sep 2020
Location: Wakefield
Posts: 314

United Kingdom 2010 Freelander 2 TD4_e HSE Manual Barolo Black

As I said earlier in this thread, it's better for the car to be insured, rather than the driver. No possibility of the driver being uninsured for a particular vehicle. So glad Macron is back in charge, otherwise we would be looking at Frexit !!!!
Sorry, couldn't resist, our lives have been made so difficult lately, I don't need it making any harder......

Post #420637 24th Apr 2022 10:04 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

shiggsy wrote:
"..if it’s a hit and run as they require the name of the driver.." Rolling with laughter

What does the insurance company think they will do, shout their details out of the window as the tear off.


Which is why I pointed that out, but a lot of drivers are not thieves but just driving without insurance, these are the ones your covered for…..if you don’t like that bit just ask not to be covered for it on your policy Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420640 25th Apr 2022 10:26 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Grimdog wrote:
As I said earlier in this thread, it's better for the car to be insured, rather than the driver. No possibility of the driver being uninsured for a particular vehicle. So glad Macron is back in charge, otherwise we would be looking at Frexit !!!!
Sorry, couldn't resist, our lives have been made so difficult lately, I don't need it making any harder......


How do you govern or adjust the pricing for teenage drivers on the cars policy?

I’d rather I am insured as an older driver with the cheaper premiums that cover me and my car (which will never be driven by anyone but the two of us) than some extortionate premium “just in case” it gets driven by a 20 year old student. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420641 25th Apr 2022 10:29 am
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anglaslt



Member Since: 24 Dec 2008
Location: Vilnius, Lithuania
Posts: 187

Lithuania 2015 Freelander 2 2.0T HSE Lux Auto Havana

Even though the car is insured it is not necessarily insured for all drivers. Here, for example, the compulsory (third party) insurance covers drivers aged 23 and over with minimum 3 years' experience. The compulsory insurance is doubled to include young drivers. On a Freelander that would be around £250 pa.

Then add in the optional damage insurance (effectively adding comprehensive cover) and it will cost around £700 pa in total. It may cover young drivers but the excess is doubled.

Not much to celebrate over the UK driver risk based system. driving on the right side

Post #420647 25th Apr 2022 12:15 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Exactly, I think I’ll stick with ours for now Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #420649 25th Apr 2022 12:52 pm
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Lightwater



Member Since: 21 Aug 2014
Location: Sydney Northern Beaches
Posts: 4907

Ukraine 2013 Freelander 2 2.0T SE Auto Fuji White

Do good self driving cars get a 60% no claim bonus. Procrastination, mankind's greatest labour saving device!

Acoustic insulation ARB TPMS 3xARB air compressors After cooler Air tank On-board OCD pressure air/water cleaning Additional 50L fuel Carpet in doors ABE 2x1kg Waeco 28L modified fridge Battery 4x26ah Solar 120w Victron MPPT 100/20 DC-DC 18amps 175amp jumper plug Awning 6x255/60R18

Post #420664 26th Apr 2022 3:12 am
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MotionInc



Member Since: 17 Jun 2019
Location: North America
Posts: 1357

Canada 2008 LR2 i6 SE Auto Tambora Flame

You know, with self driving cars, insurance should be provided by the manufacturer since the driver is the manufacturer.........my 2 cents CDN. Thumbs Up Twisted Evil

Post #420667 26th Apr 2022 10:29 am
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dorsetfreelander



Member Since: 20 Jul 2013
Location: Dorset
Posts: 4354

United Kingdom 2014 Freelander 2 SD4 XS Auto Loire Blue

There was a letter to the Financial Times a few weeks ago where the writer argued that fully driverless cars will never really happen . The argument was that as soon as there is an accident then the "no win no fee" lawyers will get involved and that the manufacturers will be inundated with class action law suits (especially in the US). Basically he argued that there is no upside for manufacturers as they will be responsible for everything including maintenance during it's lifetime. 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

Post #420707 27th Apr 2022 8:42 am
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