Forum-Gallery-Shop-Sponsors

« Advertise on Freel2.com

Home > Off Topic > MID Trouble (Motor Insurance Database)
Post Reply  Down to end
Page 2 of 2 <12
Print this entire topic · 
Steve D



Member Since: 19 Jan 2013
Location: Essexshire
Posts: 4109

United Kingdom 

I sorned a car last April and it still showed up as insured. Oddly enough, my mate borrowed it for a month when his car was nicked. He taxed and insured it separately and re-sorned it when he was finished with it a couple of months ago. It showed up as sorned within a day or so on the tax site but it’s STILL showing as insured on the MID. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

Post #403543 1st Feb 2021 8:28 pm
View user's profile Send private message View poster's gallery Reply with quote
GundogSD4



Member Since: 04 Dec 2019
Location: Wiltshire
Posts: 478

England 2015 Freelander 2 SD4 Metropolis LE Auto Santorini Black

SORN is only related to the RFL not Insurance or MOT.

Post #403556 2nd Feb 2021 8:10 am
View user's profile Send private message View poster's gallery Reply with quote
Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

congoblue wrote:
Yes but don't the police and/or the ANPR system use the same database to check whether people are insured or not? Are you saying that there is another database of insurance?


No I am not saying there is another database, I said the Insurance companies do not use the ANPR system to check vehicles, it’s the responsibility of the police to do that, the insurance companies can check when you renew your insurance against the database to see if you’ve been naughty. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #403560 2nd Feb 2021 10:24 am
View user's profile Send private message View poster's gallery Reply with quote
Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

GundogSD4 wrote:
SORN is only related to the RFL not Insurance or MOT.


Exactly this, I sorned the FL2 last March but didn’t cancel the insurance just in case it burst into flames on the drive, there is no requirement to keep the vehicle insured UNLESS it is on the public highway (ie not on private land).

It would be a bit daft not to keep it insured unless it was safely tucked away in a secured locked garage, and even then there would be no cover for accidental damage from fire or some such. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #403561 2nd Feb 2021 10:29 am
View user's profile Send private message View poster's gallery Reply with quote
Steve D



Member Since: 19 Jan 2013
Location: Essexshire
Posts: 4109

United Kingdom 

GundogSD4 wrote:
SORN is only related to the RFL not Insurance or MOT.


I know. Both people that have insured it, sorned it after they cancelled the insurance. Both had their RFL refund but it’s a mystery as to who is insuring it now. One was on a motor traders policy which was cancelled last year and one was a friend who cancelled and transferred his insurance to his new vehicle. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

Post #403575 2nd Feb 2021 1:57 pm
View user's profile Send private message View poster's gallery Reply with quote
3landertwo



Member Since: 27 May 2020
Location: UK
Posts: 1130

GundogSD4 wrote:
SORN is only related to the RFL not Insurance or MOT.


I think I am correct in saying RFL & SORN is a Civil Matter, where as Ins & MOT are a Criminal Matter, for the police.

Post #403577 2nd Feb 2021 3:01 pm
View user's profile Send private message View poster's gallery Post Reply
Post Reply  Back to top
Page 2 of 2 <12
All times are GMT

Jump to  
Previous Topic | Next Topic >
Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



Site Copyright © 2006-2024 Futuranet Ltd & Martin Lewis
Freel2.com RSS Feed - All Forums


Switch to Mobile site