Home · FAQ · New Posts · My Posts · PMs · Search · Members · Members Map · Calendar · Profile · Donate · Register · Log In |
Home > General > advice pls... car got rearended |
|
|
LR NUT Member Since: 12 May 2012 Location: Scotland Posts: 4350 |
Not good sorry to hear hopefully there was no serious injuries. What is the level of damage caused? Will the car now be registered as accidental damage? I'm estimating it will be a 5/6k repair bill if you choose an LR dealer to mend it. If you still have finance on the car then you can keep it until it's paid off and then flog it? If it's paid off then depending on how you feel you will know what is best to do! What vehicle hit it and at approx what speed?
|
||
9th Apr 2016 2:44 pm |
|
Jim NI Member Since: 30 Mar 2010 Location: NI Posts: 447 |
Car is only categorised if written off by insurance company - so not applicable if they chose to repair. Insist that repair is done by LR approved body shop/garage, that way your warranties are still valid (std and anti corrosion) 2014 SE Loire Blue SD4 Auto (MY15)
|
||
9th Apr 2016 2:51 pm |
|
Jim NI Member Since: 30 Mar 2010 Location: NI Posts: 447 |
That right repairer and it will be good as new, doesn't look like major damage from pic 2014 SE Loire Blue SD4 Auto (MY15)
|
||
9th Apr 2016 2:54 pm |
|
dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
A few years ago someone rear ended my wife's Renault Megane, it didn't look much at the time and initially I didn't think it was worth making a claim as the rear plastic bumper had popped out back into shape. However when I looked at the spare in the boot I could see that it was squashed in as the rear bulkhead had moved. The bill came to about £1400 but the insurance people said that unless the repair is more than about 60% of the car's value they wouldn't write it off. 3 x FL1 2 manual + 1 auto
|
||
9th Apr 2016 6:01 pm |
|
Tradewind 35 Member Since: 04 Dec 2012 Location: Cornwall Posts: 441 |
Sorry to hear about that - hope no- one was hurt. That looks to be a serious body shell distorting shunt - the impact will ripple along and may cause alignment problems right through the bodyshell and floor pan. If it were mine I would as mentioned insist on a LR main dealer repair. I would however sell it immediately the work is done! In my experience main dealer bodyshell repairs are nowhere near as good as new. When my VW was repaired by the main dealer it was rusting out within a year. When my XJ was repaired -by a Jag main dealer I had to take it back twice for further repairs and by the time I sold it, it had been repaired again by a specialist. A twit drove into my Freely2 driver's door when my car was new. I had it repaired and re-sprayed by Harwoods bodyshop. The repair looked ok when new - although there was obvious overspray in places but now several years later the colour of their re-sprayed door is nowhere near a match for the rest of the paintwork. I think any repair to such a serious impact is going to cause problems down the line for someone. |
||
9th Apr 2016 8:00 pm |
|
yorkshirepudding Member Since: 20 Feb 2016 Location: Yorkshire Posts: 63 |
I have no idea, however having recently been in an accident that wasn't my fault (although that probably doesn't make a difference) I do know that you can choose a repairer of your choice for the repairs and so I would probably insist on the local LR dealer do the repairs as in theory they should know what things to look out for that another repairer might miss. You may also be able to negotiate a courtesy car that is more of a like for like vehicle. Good luck! |
||
9th Apr 2016 9:51 pm |
|
Andy131 Member Since: 09 Dec 2009 Location: Manchester Posts: 2184 |
Ours was rear ended "ooo er mrs" about 4 years ago. Hard enough that I had to drive off the bonnet of the Nissan that hit me. His insurance said write off, I none to delicately pointed out that it was a G4 and if they could supply another G4 FL2 I would accept it.
|
||
10th Apr 2016 10:00 am |
|
choccymonster Member Since: 27 Sep 2013 Location: Chichester, West Sussex Posts: 513 |
I realise Andy131's incident happened a few years ago, but it highlights an interesting point; one which is commonly misunderstood. If you were not at fault then, irrespective of whether your vehicle is a G4 or an emerald encrusted Maybach, the offending party's insurance company CANNOT insist your car is written off. They can OFFER to write it off (which may or may not be acceptable to you), but they cannot insist that it is written off. If you insist it is repaired, then they must do so. Irrespective of cost. As the innocent party, you are claiming from the offenders insurance company - not your own. As such the terms and conditions set forth within a typical insurance policy (such as the value of damage which constitutes a mandatory write off) do not apply, as you have no contractual relationship with them. They have insured their client against the damage he/she has caused and are obliged to place you (as the innocent party) back into a position before said damage occurred. The offenders insurance company will twist, and struggle and whine and try and strong arm you, however if you stick to your guns they have no redress. They CANNOT insist the car is written off - irrespective of the amount/value of damage caused. |
||
10th Apr 2016 1:12 pm |
|
Andy131 Member Since: 09 Dec 2009 Location: Manchester Posts: 2184 |
And boy did they twist and delay - I went for their driver personally, no not with a shotgun, but started proceedings on my own, without "involving" my insurance, his insurance then had to deal with me and not my insurance.
|
||
10th Apr 2016 1:29 pm |
|
choccymonster Member Since: 27 Sep 2013 Location: Chichester, West Sussex Posts: 513 |
That doesnt seem right?
|
||
10th Apr 2016 2:45 pm |
|
chris888 Member Since: 30 Jul 2013 Location: West Sussex Posts: 5 |
Thanks guys for the responses, luckily noone was seriously injured just muscular pain, we was picking up inlaws from heathrow so boot space was packed with suitcases which probably helped. We was only travelling at around 30mph as we was queuing to get off the slip road towards Gatwick and a easyjet mini bus who was behind us for some reason decided to ram into us.
|
||
10th Apr 2016 3:23 pm |
|
Jack frost Member Since: 21 Dec 2011 Location: UK Posts: 796 |
My thoughts go to the poor family who buys the car next, probably will pay over £20,000 for it mostly on finance. The joys of buying a used car |
||
10th Apr 2016 5:16 pm |
|
The Valeter Member Since: 08 Jan 2010 Location: Medway Towns, Kent. Posts: 1530 |
And the problem with so called Insurance approved body shops is that most of them aren't - The Right Repairer as they work on volume due to the rubbish hourly rates they are paid by the insurance companies. (Past) Freelander 2 HSE 2010 MY In Rimini Red. (Past) RR Evoque Dynamic Lux Si4 In Firenze Red. (Past) RR Evouque Pure Tech in Barollo Black with bespoke Firenze Red colour coding. (Present) Freelander Metropolis 2015 MY In Santorini Black with Ivory Premium Leather. |
||
10th Apr 2016 6:30 pm |
|
TonyJ Member Since: 28 Mar 2008 Location: Southampton Posts: 105 |
Remember there are never problems, just new challenges |
||
10th Apr 2016 7:04 pm |
|
|
All times are GMT |
< Previous Topic | Next Topic > |
Posting Rules
|
Site Copyright © 2006-2024 Futuranet Ltd & Martin Lewis