Have just moved to NFU from Saga. Saga wanted £438. NFU was £327. Nottinghamshire; SD&P + Commute; Self + Wife; 3 points SP10; Protected NCD 7yrs; Overseas travel; Courtesy car; Legal; National Recovery. Used NFU Local office (Newark).
Aviva was £329, Direct Line £344. Comparison sites started a lot lower but prices rose quickly as you added the bells & whistles. 10MY (Sept 09) TD4 HSE Auto in Stornoway Grey (Now Gone)

08 FL2 TD4 SE Manual in Rimini Red (Now Gone)

Just had my renewal through from Churchill £465
Just got of the phone from tesco and managed to get it for £298 me and the misses
Didn't think that was to bad considering I mentioned my 3 point speeding in a 30 zone that I got in 2011 in my work van BETTER looking half of the famous Twinlanders
The wanna be other half - http://www.freel2.com/forum/member-carriec.html

just a question - what do you tell the insurance if you've fitted a facelift front bumper?
I guess with sidesteps, etc you can plead ignorance if the car was bought used so you don't know if they were fitted from new but facelift bumper on a 2009 would be obvious?
Although it's a genuine part and standard on later models is it classed as a bodykit?

I knew nothing about freelanders when I bought mine and it came with that facelift front, spoiler, wheels etc as far as I know that's what a 2008 freelander looks like but that's just between me and you......

But I'm not sure how it works if I do have a bump and the front is damaged,, do they fit a 2008 front bumper back on or the 2011 that's on there now  BETTER looking half of the famous Twinlanders
The wanna be other half - http://www.freel2.com/forum/member-carriec.html

Had renewal quote today from LV - £438 for Freelander and £319 for an 11 year old Yaris for self and wife to drive both.

Went to MoneySuoermarket.com and found directly comparable cover for £227 and £127 respectively. I gave LV the opportunity to reconsider and eventually renewed the FL2 with them for £246 which included some items that the cheaper quote didn't include. The Yaris has been insured with the Post Office who, at £127 were significantly cheaper than anything that LV or others could come up with

I feel a loyalty for LV who have been our insurers for many years but clearly they have no loyalty to their existing customers.

So far this year I have saved over £600 by shopping around for property & contents insurance and motor insurance. Overall I have also got better cover for everything for less money as well. I will now automatically seek alternatives every year for insurances as I already do for gas and electricity supply.

Slaneydore wrote:

I knew nothing about freelanders when I bought mine and it came with that facelift front, spoiler, wheels etc as far as I know that's what a 2008 freelander looks like but that's just between me and you......

But I'm not sure how it works if I do have a bump and the front is damaged,, do they fit a 2008 front bumper back on or the 2011 that's on there now

I called the insurance yesterday to swap the car over.

Told them the new car details :-

2013 Freelander 2 HSE lux SD4 Auto

20" Evoque wheels, side steps, door mouldings, Si4 rear silencer and rear spoiler.

All other terms the same as the old car. The insurance company replied.............that will be a £29 reduction in your premium!

That's the same mods declared as before, the facelift bumpers and tailgate handle were not classed as modifications so I that didn't make a difference on the old car.

I asked why, and they replied that the modern version has better security and statistically people tend to look after new cars than older ones and claim less!

But a result either way! Freelander 2 HSE Lux 2013MY - Barolo Black with Ivory Leather. Alpine DVD - Privacy -Evoque 20" Dynamic Wheels and more to come.........

Might even try a bit of wriggling on undeclared modifications too...

That's a good result. I've been thinking what my insurance premiums would rocket to "not made the call yet" since signing up for a HSE Lux just last week. Nothing more than a boot spoiler and privacy glass as extras for me, but it made sense getting the Lux with a discount as the standard HSE with the bits I wanted, "wheels, tints, xenon's etc' would have been around the same price!
Enjoy your new motor!

Adrian Flux Renewal come in at £430, last year £340 told them to stick it where sun don't shine and could get it a lot cheaper they came back with the renewal at £250

Been with Saga for years. They send an expensive renewal cost, I find a cheaper identical price on the net and Saga match it. If it's less than £100 difference that do it on the spot, if it's more than £100 you have to send them details.

My insurance is due shortly so I have been searching around. Got the car in August so I transferred the insurance across at a cost of nearly £200 for 4 months with Endsleigh (which I thought was steep). But couldn't be bothered with the hassle of cancelling as they quoted me high fees.

Anyway to cut a long story short I went on comparethemarket and gocompare and the 'best' deal appeared to be Tesco at £385. Not the cheapest but £100 voluntary and no mandatory. It's an 09 plate SE and I wanted protected no claims and business mileage for me and the missus. Plus windscreen cover, legal fees etc. I also had a (my fault) smash in 2012.

Anyway I thought that wasn't too bad but decided to also have a look on moneysupermarket. Exact same quote came back at £341. Result.