Bump to match newer thread. I pay c. £720 with RAC, switched from Esure after they gave me a silly quote, previously c.£540 nothing to do with the £2k plus claim I had....... 59, no points, protected NCB, killer is the london postcode and parked on the street. JT Upgraded to an ex demo, 7 mth old, Rimini Red/Ebony Napoli Auto HSE on 28th Jan 2011, added roof rails, mudflaps and side strips.
Gone - A great 57 Plate, Auto SE, Bought Feb 2009, Roof Rails and Mudflaps added on purchase. Blue colour, anything but drug dealer black.....

Merged and sticky Former Mod/Member, with the most post & Chicken George Arch nemesis

Just changed to Swiftcover. £323 with 5yr ncb protected, legal cover, keys, breakdown & 14 day replacement loaner. Age 64, self (6 SP points) plus wife, NG13 post code. Previous (AVIVA) wanted £450. 10MY (Sept 09) TD4 HSE Auto in Stornoway Grey (Now Gone)

08 FL2 TD4 SE Manual in Rimini Red (Now Gone)

Hi, renewal time!. RAC up from £720 to £797. I tried Confused and Compare the Market. Both had Admiral as cheapest, £660 and £688 respectively. All 3 comparable with Legal cover, NCD protection, Courtesy car and Windscreen but Admiral includes European travel at no charge. I have not had a claim on RAC (did previously with Esure, service OK but next years premium shot up...) Anyone with experience of claiming with Admiral??
Many thanks, JT Upgraded to an ex demo, 7 mth old, Rimini Red/Ebony Napoli Auto HSE on 28th Jan 2011, added roof rails, mudflaps and side strips.
Gone - A great 57 Plate, Auto SE, Bought Feb 2009, Roof Rails and Mudflaps added on purchase. Blue colour, anything but drug dealer black.....

Julytourist,
I made a claim for windscreen for a Jaguar about two weeks after taking out a multi-car policy. They were very efficient, with no problems. I have not heard how Admiral perform with more serious damage/injury claims. - 2007(57) XS Auto, Rimini Red, Alpaca Leather.
- GCS Hawke - Sports, BRG, Vulcan 2.1 inj'. My toy - built it myself in 2001.

churchill very good on price and getting you back on the road if you need to claim  rainy-city
xs

Just renewed with churchill, 5 years no claims £420 oh and I am 27. Not bad me thinks

£160 fully comp for self and wife with LV....thats because I am an old git living Somerset with 40 years NCD!

£100 cheaper than the TD5 Defender....but it was modified. John
07 HSE Narvick Black
Land Rover Series One
Triumph Rocket 111 (sadly gone!)

this is one to watch out for with insurance i had 14yrs ncb with lv changed to nfu when i got the freelander when nfu gave me a silly quote in october this year changed over to churchill thay asked me for proof of no claims i filled in on the form 14yrs ncb i sent off the renewal notice churchill wrote back and said that my ncb was 6yrs not 14 when i asked why is this it was pointed out that ncb is only taken from last insurer nfu max is 6yrs so i have lost 8 yrs ncb and it cost me a bit more money to cover the land rover this is another scam by the insurance companys  rainy-city
xs

bigalf1961 wrote:

this is one to watch out for with insurance i had 14yrs ncb with lv changed to nfu when i got the freelander when nfu gave me a silly quote in october this year changed over to churchill thay asked me for proof of no claims i filled in on the form 14yrs ncb i sent off the renewal notice churchill wrote back and said that my ncb was 6yrs not 14 when i asked why is this it was pointed out that ncb is only taken from last insurer nfu max is 6yrs so i have lost 8 yrs ncb and it cost me a bit more money to cover the land rover this is another scam by the insurance companys

I appreciate what you’re saying Bigalf but in reality it doesn’t matter. All of the insurance companies only give a maximum of 6 years NCD anyway. I had exactly the same issues when I sorted mine earlier this year.
You will pay more because it’s just gone up in price, as it usually does, pretty much every year. 57 HSE AUTO with H.I.D's - Grey with Black leather. (H.S.E. Heightadjustable Seats Extra )
My Aviation website - UKHelicopterPilot.com

In reality it's very difficult to compare insurance rates, there are too many variables like the different excesses that apply to different parts of the policy, the different definitions of commuting and work use, the different anual mileage allowances , whether you are covered in europe and whether that cover is 3rd party or green card or comprehensive, whether you are covered for towing a trailer at all, and so it goes on , My renewal was £150 more than the comparison site premium with the same compny,
i rang them up to remonstrate but when they had disected out the details of the internet offer and then adjusted it to my current level of cover it was the same.
NEVER accept a cheap quote without first seeing what you are covered for what excesses will apply and whta level of cover you get for each part of the policy.

the bit that wound me up was that they charged me an extra 25.00 pounds to the policy because of the differance in ncb declaired  rainy-city
xs

Tandemman wrote:

whether you are covered in europe.

It is surprising how much your occupation has on your insurance, I has the email from money saving expert a couple of weeks back and depending on what you ticked it could cost you a fair bit in the occupation stakes. For typical insurance of £500 for a nurse, a hospital worker was £420 A driving instructer £420 yet an LGV Instructer £490 all sort of odd quirks appeared

£227 with LV for FL2 - £250 excess, protected NCD etc.

£197 with Zurich for D4 - £100 excess, protected NCD etc.

No I can't work it out either!