I ended up going with Land Rover Insurance. They knocked off about £100 to get the business in the end so was ok with that  2012 DISCOVERY 4 GS AUTO ORKNEY GREY
2012 FREELANDER 2 SD4 GS AUTO BALTIC BLUE - GONE
2011 FREELANDER 2 TD4 GS MANUAL BALI BLUE - GONE

Just received two letters from LR insurance

The first dated 2/8/11 saying £587 and £200 excess

Then on 4th they sent me a letter saying after survey of UK insurance they have decided to change my insurer from Brit Ins. to Zenith and quoted £615.59 and a £250 excess

Do there search highers my premium and excess

I think a stern phonecall is due, as the cover also limits in car audio to £300! Unless it's factory fit or done by the authorized dealer from new, which may not cover my Rosen headrests

And a shop around too is called for  Former Mod/Member, with the most post & Chicken George Arch nemesis

I could not understand LR insurance at my last renewal. I got the unbeaten renewal quote from Churchill down to £495 and when I phoned LR, they said £1300 was their best price. They could not understand how I managed to get such a quote bearing in mind I was only 26 at the time with 2 years NCB.

Churchill's multi car discount helped because my Dad already had his car insurance with them.

Will I be sticking with them? OH YES!  LL.B (Hons) - University of Derby
LOT (Lord of Time) - University of Gallifrey

I am with esure. Just renewed at £314 fully comp, protected ncb, legal protection, spouse 2nd driver, £1000 audio limit, £100 vol excess. Includes commuting even though I don't. Bear in mind though I am a retired senior citizen and have full ncb. The car is a 2007 se manual. The annual mileage made quite a difference. Reducing it from 15000 pa to 10000 pa knocked about £45 off the premium together with a little haggle using comparison quotes. 2007 TD4 SE Manual
2014 TD4 HSE Auto

Hadn't posted my final price before, apologies...

MY11 GS Manual
41 Year old engineer in Hampshire
Spouse as named driver
5 Years NCD
Protected NCD
Additional legal cover <-- Goodness knows why I paid £25 for this!!!
Insured with Land Rover Insurance for £401, would be £376 without the legal cover

 2012 DISCOVERY 4 GS AUTO ORKNEY GREY
2012 FREELANDER 2 SD4 GS AUTO BALTIC BLUE - GONE
2011 FREELANDER 2 TD4 GS MANUAL BALI BLUE - GONE

parallax33 wrote:

Hadn't posted my final price before, apologies...

MY11 GS Manual
41 Year old engineer in Hampshire
Spouse as named driver
5 Years NCD
Protected NCD
Additional legal cover <-- Goodness knows why I paid £25 for this!!!
Insured with Land Rover Insurance for £401, would be £376 without the legal cover

That seems a bit steep given all the factors you mentioned.

I am only 27 and when I last renewed (aged 26) I had only racked up 2 years NCB and I managed to get £495 from Churchill with 2 named drivers and legal cover. The cover is SDP and commuting. LL.B (Hons) - University of Derby
LOT (Lord of Time) - University of Gallifrey

hmm still got 14 days cooling off period... Will take a look at Churchill 2012 DISCOVERY 4 GS AUTO ORKNEY GREY
2012 FREELANDER 2 SD4 GS AUTO BALTIC BLUE - GONE
2011 FREELANDER 2 TD4 GS MANUAL BALI BLUE - GONE

Last edited by parallax33 on 6th Aug 2011 9:36 pm. Edited 1 time in total

£458.98 with Churchill so LR beat them by about 58 quid.

Forgot to say that I do 15,000 miles per year and have £250 excess.
No convictions or claims in the last 5 years tho

Doctor, didn't you say some kind of benefit came your way because your dad had a policy with them? 2012 DISCOVERY 4 GS AUTO ORKNEY GREY
2012 FREELANDER 2 SD4 GS AUTO BALTIC BLUE - GONE
2011 FREELANDER 2 TD4 GS MANUAL BALI BLUE - GONE

Yes. It's called multi-car discount. If you and your other half had insurance (assuming you both have a car) with them then you get a further discount. My mileage is 10k. Excess £500 I think.

Weird how LR wanted £1300 out of me  LL.B (Hons) - University of Derby
LOT (Lord of Time) - University of Gallifrey

Interesting variations here. Just ordered a TD4 HSE with extras. http://www.freel2.com/forum/post109462.html#109462

Me 60, wife 52 - both early retired
10,000 miles a year
Full NCD
£250 excess
Guaranteed NCD

Our current insurer Aviva quoted £196 Andy

Just got my renewal from Hastings direct £672! Whaaaat!!!
I'm 30, vet, 13yrs ncb, no cons or claims.
Did a uswitch... Shielas wheels £401
(fully comp, ncb protected, legal expenses, courtesy car)
I'm wondering if I should put Mr MM on (he already has 4 cars and rarely drives Lloyd) but I've heard some peoples insurance goes down when there is more than one person on the policy!?

Could be worth it, when doing a compare type exercise, I did a full quote with my Wife on the insurance, then removed her from the quote and re calculated and it added around £60 -£70 don’t know why and she had 3points at the time , currently with LR but waiting to see what arrives in September re new quote

Odd this insurance is, the wife has diabetes controlled by insulin, on our policey it makes no difference, yet when on one of our sons policey it actually reduced it when we notified them of the condition

ad210358 wrote:

Odd this insurance is, the wife has diabetes controlled by insulin, on our policey it makes no difference, yet when on one of our sons policey it actually reduced it when we notified them of the condition

Just did a search for my SE on confused.com and Hastings quoted £340 for my car which is fitted with HSE 18" wheels.Another search not mentioning the change of wheels was £208! What a F-----g rip off! Stornaway grey SE auto with 18" alloys