Hello,i swopped from direct line to liverpool victoria and it went from 463 to 260 with everything all in incl hire car xtra protection and permament no claims bonus.i am 56 and own a 2007 gs with winter pack. I have a LR2GS with privacy glass and winter pack

being 26, having 3 points and an accident [at fault], cheapest on a FL2 is 1300... with a parent on it to bring the price down, even though they aren't going to drive it. without a parent [or anyone with a clean licence and 10+ years of driving] on the insurance, its about 1800.

hopefully as the years progress and NCD build up it'll get cheaper.

oh, living in a high-vehicle crime area also doesnt help.

I think when we all chime in with our premiums, it's important to mention when you renewed. It's no good quoting
your great premium if your renewal was 9 or 10 months ago, as I think we're all aware that premiums have been steadily rising as a general rule over the last year.

Just to throw an example of how illogical insurance can seem. My wife's renewal the other week with elephant had gone up a few quid shy of £100. She sensibly shopped around and her best alternative quote came in over £100 better to which you guessed it elephant subsequently matched!! So they slapped a large chunk on her premium to then knock it all off with interest.....if you threaten to walk. It's plain cheeky really.

As a side note my wife's just told me that declaring your married is a positive and should knock a pound or two off your premium while declaring you've got kids is a negative (viewed as a distraction) and will put a pound or two on your premium. Go figure

kezman50 wrote:

I think when we all chime in with our premiums, it's important to mention when you renewed. It's no good quoting
your great premium if your renewal was 9 or 10 months ago, as I think we're all aware that premiums have been steadily rising as a general rule over the last year.

Just to throw an example of how illogical insurance can seem. My wife's renewal the other week with elephant had gone up a few quid shy of £100. She sensibly shopped around and her best alternative quote came in over £100 better to which you guessed it elephant subsequently matched!! So they slapped a large chunk on her premium to then knock it all off with interest.....if you threaten to walk. It's plain cheeky really.

As a side note my wife's just told me that declaring your married is a positive and should knock a pound or two off your premium while declaring you've got kids is a negative (viewed as a distraction) and will put a pound or two on your premium. Go figure

kezman50 wrote:

I think when we all chime in with our premiums, it's important to mention when you renewed. It's no good quoting
your great premium if your renewal was 9 or 10 months ago, as I think we're all aware that premiums have been steadily rising as a general rule over the last year.

Just to throw an example of how illogical insurance can seem. My wife's renewal the other week with elephant had gone up a few quid shy of £100. She sensibly shopped around and her best alternative quote came in over £100 better to which you guessed it elephant subsequently matched!! So they slapped a large chunk on her premium to then knock it all off with interest.....if you threaten to walk. It's plain cheeky really.

As a side note my wife's just told me that declaring your married is a positive and should knock a pound or two off your premium while declaring you've got kids is a negative (viewed as a distraction) and will put a pound or two on your premium. Go figure

Hi,

Renewed yesterday with LR insurance, £380 with all the bells and whistles . . . excess £350

Cheers

Paul;

2007 Manual TD4. Renewed July 2010 with esure £316 full comp, protected max 75% ncb, legal prot, £200 total excess, incl wife.

After getting sick of looking at Gocompare etc., I rang Admiral and they matched the lowest quote I got and threw in Personal Accident protection. The advisor had to do the obligatory - 'go and speak with the manager'

All worked out in the end. Still f g expensive though. I guess we have the 1 in 6 drives on the road who don't bohter to have insurance to thank for the annual rise  Gone - TD4 XS Auto, Sumatra Black, Mud flaps and side strips, clear indicators, private plate, privacy glass