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| AT1963 Member Since: 23 Nov 2021 Location: Leicester Posts: 252   
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At least something is going the consumers way at the moment!! |
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21st Mar 2022 7:39 am |
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| Boxbrownie Member Since: 17 Mar 2019 Location: Looe Posts: 2053 
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First time ever but ours went down £50 last September……something like a 20% decrease, never had that before |
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21st Mar 2022 11:16 am |
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| Northcroft Member Since: 29 Jan 2017 Location: Durham Posts: 784  
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what I particularly like is I just did the gocompare thing anyway to see if anywhere is cheaper, the price for Hastings came up as the best for me, then 2 days later they quoted me my renewal figure which was EXACTLY the same as the comparison site...
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21st Mar 2022 3:04 pm |
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| gasman Member Since: 02 May 2013 Location: Tyneside Posts: 893
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Just got my renewal in, £10 cheaper than later years.
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21st Mar 2022 4:12 pm |
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| Boxbrownie Member Since: 17 Mar 2019 Location: Looe Posts: 2053
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They are not allowed to do that practice anymore, it’s new legislation. Regards David Lovely i6 has now gone, but not me...... Please let me know if anything in my post offends you, as I may wish to offend you again...... |
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21st Mar 2022 5:58 pm |
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| Lightwater Member Since: 21 Aug 2014 Location: Sydney Northern Beaches Posts: 4906  
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I wish insurance was that cheap down under. I am on the maximum 60% no claim bonus with $650 excess. I does include Land Rover accessories in the insurance like roof rack, mud guards, door strips, window weather shields & seat covers, but not the likes of air compressors I have in the car, au$1,600.00 Procrastination, mankind's greatest labour saving device!
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21st Mar 2022 7:44 pm |
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| gasman Member Since: 02 May 2013 Location: Tyneside Posts: 893
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Are you saying that you pay 1600 dollars a year for your insurance |
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21st Mar 2022 9:18 pm |
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| Andy131 Member Since: 09 Dec 2009 Location: Manchester Posts: 2183
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Trust me some of us are paying a bit more - £641, maximum no claims, no additional stuff fitted, but it is insured for work use. £650 excess.
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21st Mar 2022 9:25 pm |
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| Lightwater Member Since: 21 Aug 2014 Location: Sydney Northern Beaches Posts: 4906
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To be precise in whole au dollars from 2014 for a private owner (non business) 2021 $1,607 2020 $1,417 2019 $1,241 2018 $1,136 2017 $1,191 2016 $986 2015 $949 2014 $934 Currently 0.76 pounds to the au dollar, but let's say on an average roughly about 0.6 pounds to the au dollar over the years. So 1607 x 0.6 = £964 Then we have third party people insurance. Can't even register the car without this, au$490 (x 0.6 = £294) & I had zero demerit driving points loss for speeding etc, otherwise this goes up substantially. Car registration $547 (x 0.6 = £328) Registration certificate au$42 (x 0.6 £25) I haven't paid for breakdown road service (some may say that is a high risk with a LR) for the last few years, but that was over au$300 (£180), probably close to au$400 in 2022. So £1791 to keep a fully insured car on the road. Not to forget an annual mechanical service including a modest average amortised replacement like brakes. Let's say £500 So let's say down under equal to £2300 minimum to keep a car on the road fully insured (good driver), road service, no major maintenance issues. This would be pretty typical for a typical medium value car. Let's not get onto building insurance & we are not even in a flood or fire zone! I have spent au$2500 on dashcams to help protect my insurance. I have the cash. This is where it has got to down under. A car battery in Australia is over $300 for a Freelander, also an all terrain (single) tyre for a Freelander (+$500 in the outback). Petrol is cheaper than UK, but it is well & truely made up for everywhere else to maintain a car. Procrastination, mankind's greatest labour saving device! Acoustic insulation ARB TPMS 3xARB air compressors After cooler Air tank On-board OCD pressure air/water cleaning Additional 50L fuel Carpet in doors ABE 2x1kg Waeco 28L modified fridge Battery 4x26ah Solar 120w Victron MPPT 100/20 DC-DC 18amps 175amp jumper plug Awning 6x255/60R18 |
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21st Mar 2022 10:24 pm |
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| jules Member Since: 13 Dec 2007 Location: The Wilds of Warwickshire Posts: 5001 
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Insurance is just one of those things that in the UK its worth shopping around for.
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22nd Mar 2022 9:05 am |
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| gasman Member Since: 02 May 2013 Location: Tyneside Posts: 893
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Wow.........words fail me after reading that. |
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22nd Mar 2022 9:09 am |
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| jules Member Since: 13 Dec 2007 Location: The Wilds of Warwickshire Posts: 5001
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I think many people in the UK go for a higher excess than yours in order to keep the premiums down (mine's about 1000AUD), as unless its a big claim it is not worth claiming as it puts your premium up for years to come even if you have a protected NCD. Jules |
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22nd Mar 2022 9:13 am |
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| jules Member Since: 13 Dec 2007 Location: The Wilds of Warwickshire Posts: 5001
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Yeah my daughter is in Victoria, Australia - running a car over there is expensive. Petrol is cheaper but their annual mileage is way higher. Jules |
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22nd Mar 2022 9:16 am |
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| Vanny Member Since: 06 Dec 2015 Location: Cheshire Posts: 437 
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Some interesting trends in the thread, to add another data point, my insurance has just been renewed on the FL2.
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25th Mar 2022 1:49 pm |
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