Ok. Got a call from other party insurer this morning. They have offered to cover everything including an equivalent hire car for the duration of the repair. Cant really argue with that.

Called my own insurer to let them know it was all being dealt with and to cancel my claim, which they have done, but it now counts as a notification only non fault claim which has to be disclosed at any new policy set up.

So all fairly efficient so far. FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…

Sounds good  Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Chuckalicious wrote:

Ok. Got a call from other party insurer this morning. They have offered to cover everything including an equivalent hire car for the duration of the repair. Cant really argue with that.

Called my own insurer to let them know it was all being dealt with and to cancel my claim, which they have done, but it now counts as a notification only non fault claim which has to be disclosed at any new policy set up.

So all fairly efficient so far.

When the third party insurer took over the management of my claim they arranged the hire car, it was delivered to my house.....that was LV........and actually one of the reasons we try to use them for our own insurance now, not the cheapest but any service I’ve had from them has been first rate  Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Yeah, the hire car costs are all covered by the insurer. Although if I want £0 excess on it, it costs like £6 per day. Considering it'll be parked in a public retail park car park every day, I'll be paying that as it'll get dinged. FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…

Good idea I reckon.....  Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Well, the hire car has just been dropped off. 19 reg Merc CLE. Gorgeous

Now concerned I won't want the Landy back! FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…

You will have to declare it for the next 5 years and try to find out the cost of the repair as most companies ask for it.

Yeah, I would always declare it, but good point about the damage value. The paperwork I received didn't have that on it. FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…

You could ask your own insurance co they will be able to find out

I'd rather involve my insurance company as little as possible. They haven't been involved with this claim at all as it has all been done by the other side. I would fully expect my insurer to try and turn it in to a proper claim if I asked them to do any work on it. FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…

But they'll need to know at some point regardless of who's dealing with the repair. They possibly know already if the other partys insurers have alerted them.

I got hit in the rear by another driver who was insured with Tesco I was phoned by them and found the very aggressive I ended up telling them to speek to my Insurance co and phoned my company and did every thing through them a car arrived within a couple of hours on a breakdown truck he swapped the cars over and did the same3 weeks later never had to pay any extra for cover since

OK how about this one.
Stationary in the outside lane, hit up the rear, no other vehicle involved.

So I don't inform my insurer, I do engage a claims company who go for the driver of the other car.
His insurance company ring me demanding my insurance details, they apparently think it's "knock for knock" , things get a little heated on the phone, I then remind the lady that this is harassment and ask for her name - phone goes dead.

His insurers dragged their heels right up to the point where the first bill for the rental car hit them, at £80 + admin a day for over three months the claim was getting rather expensive, it took nearly five months to sort, and the claims management company's bill was far more than the repair bill would have been for my car.

Why? the insurance company wanted to write off my car, and I REALLY didn't want that to happen.

All sorted in the end, but when asked, I can say with a clear conscience that I have not made a claim nor has a claim been made on my insurers. Tangiers Orange - gone, missing her
Replaced by Ewok what a mistake - now a happy Disco Sport owner

That sounds a bit nasty. Thankfully mine didn't go like that. However I think the wording in most insurance applications asks if you've been involved in any accident whether or not you were at fault. FL2 TD4 GS 60 reg Facelift - so many issues
2019 DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental
Now greatly regret selling the Outlander. MPG of the FL2 is atrocious and so are the fuel bills. Fun though 😎
Couldn’t afford the fuel bills so back to an older Mitsubishi Outlander PHEV. Significantly better than I remembered it to be…