Just had my insurance renewal from LV= and noted that if I don't use one of their recommended repairers I will have to pay an extra £200 excess. Anyone seen this before ?

It was £278 for self plus wife BTW 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

From a quick Google search

https://www.motorclaimguru.co.uk/are-you-b...or-repairs

https://www.gocompare.com/car-insurance/approved-repairers/

The GoCompare article suggests this isn't uncommon

Had that on earlier policies on the Impreza and Forester and found it also disqualified me from a courtesy car, unless my preferred repairer offered me one, at my cost. Seems they weren't happy about non-recommended workshops despite their preferred garage to my home address getting shabby reviews from pretty much everyone that passed through their doors. Added to that, although they'd take my car away 'immediately' and drop off a courtesy car, their preferred garage wouldn't be able to even look at it for at least a fortnight.
In the end, went with my choice of repairer (good garage and body shop round the corner) who 'massaged' their estimate to the insurers just enough to cover my excess

And I have just noticed that if you go abroad you need a green card (or two if you have a caravan). Looks like the old days before the EU. 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

Not had that notification from LV lately (been with them a while), no doubt it’s either a new condition or they reckon your a crap driver

Just kidding.....  Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

There are quite a few insurers who do not automatically insure fully comprehensive in the EU mainly RBS associated companies, Direct Line, Churchill and a few others, whether this is considered a Green Card is moot, it is not a EU requirement but is an excuse to gather extra premiums. my PC is slightly to the right of Genghis
2012 HSE SD4 In Orkney Grey now gone, best car ever.

It will be after B and also international driving license

double post

I'm with, LV have been for years, Direct Line wanted £130 more for same cover. Had to make a claim for, Pam's lost hearing aid on house insurance, LV paid out in 4 days. I would highly recommend LV.

Exactly the same as the £200 extra excess on my Aviva policies.

They tried to enforce it when I used BMW instead of their recommended body shop for a claim. However, they saw sense when I pointed out that my claim was for fuel contamination (Water and silt) and that there was no way their body shop could sort out the tank, lines, pump, injectors etc to BMW's standard to maintain the BMW warranty. FL2 HSE Auto Galway Green
Evoque SD4 Auto Blue.
FL1 HSE TD4 Manual Black - Gone.
RR Classic V8 EFI - Gone

OLOSTEVE wrote:

I'm with, LV have been for years, Direct Line wanted £130 more for same cover. Had to make a claim for, Pam's lost hearing aid on house insurance, LV paid out in 4 days. I would highly recommend LV.

Direct Line wanted to increase my premium by over £80 this year so I shopped around and got Aviva Premium for £240, includes European comp cover, no excess for windscreen, no excess for own repairer. DL charged me over £100 last year for European cover!!! MY 2013 SD GS Auto