Now you've started something  If it wasn't so bad it'd be funny.

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Freelander 2 HSE auto 2014 ( Florrie ) ..... Try again.
Freelander 2 GS 2012...... Gone.

I left Esure a year ago as a company called 'quotemehappy' were cheaper by £20.

Just got the renewal last week of £303, not too bad.

Did the usual annual comparison check, back to Esure again . . .

Happy with their quote for me of £224 ! . . .  2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

Just got my renewal from Direct line, £20.00 cheaper and you no longer have NCB cut if you hit or are hit by an animal, hit or hit by debris in the road, damage due to potholes and something else I can't remember. Common sense isn't very common.
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2007 Land Rover Freelander2 I6 hse Auto

Sadly for me, the “no loss of NCD if you are hit be a wild animal” seems to only apply for claims after April 18th rather than renewals after April 18th, suggesting that my January incident will still result in a loss of discount. Probably worth haggling over at renewal in August! 2005 D3 2.7 Auto
Previously:
2010 MY FL2 TD4e GS - Now gone at 199,500 miles, about 135,000 of them mine.
‘93 Defender 110 200TDi CSW
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel

Bummer, bad timing  Common sense isn't very common.
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2007 Land Rover Freelander2 I6 hse Auto

I stayed with LV last year (first time I’ve ever done that) as their renewal price was better than I could get anywhere plus, with an Evoque, the panoramic roof is covered on the glass side of the policy unlike many others who cover it only under bodywork and the associated higher excesses and loss of ncb if not protected.

Funnily enough I’ve just renewed my house policy with LV for the third year running as that only went up from £199 to £205 (direct line wanted £355). You do get better prices from LV if you have more than one policy with them. Will be going with them for our annual travel policy this year too as their prices are very competitive. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

When comparing quotes a low excess charge is high on my list of wants from an insurance. I see that companies are increasing this charge but not lowering their quotes to coincide.

Wifes renewal has dropped with Direct Line by quite a lot this year so will stick with them. Nothing changed re claims history etc. FL2 MY10 TD4 GS traded in at 2 years
FL2 MY13 TD4 GS Current

Just wondering has the excess increased?

No, I made a point of checking that. Will do a double check but it all seems kosher. FL2 MY10 TD4 GS traded in at 2 years
FL2 MY13 TD4 GS Current