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Home > Finance & Insurance > My insurance went down! |
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A-Plan Insurance Site Sponsor Member Since: 27 Feb 2014 Location: United Kingdom Posts: 106 |
Yorky Bob - we can take a look at your home insurance if you'd like?
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22nd May 2018 8:05 am |
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Steve D Member Since: 19 Jan 2013 Location: Essexshire Posts: 4109 |
They tried taking the P with me, treated me like a mug. My premium with LV went DOWN £27 this year but that was still £135 more than buying it as a new customer. Based on that, you’re could well be paying 30% more than you would have paid as a new customer. Out of curiosity, did you get a fresh quote from them as a new customer and not just one as an existing mug, sorry, customer? Past: FL2 TD4 HSE Auto Evoque SD4 Dynamic Lux Auto Present: Audi A3 S Line. |
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22nd May 2018 11:20 am |
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Yorky Bob Member Since: 28 Apr 2015 Location: Yorkshire Posts: 4561 |
Ron I suspect no one is going to worry about that list too much. What insurance companies really want to know is that you have not slipped in a V8 and lowered the suspension but being cautious is better than being stung I guess. FL2 MY10 TD4 GS traded in at 2 years
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22nd May 2018 12:59 pm |
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A-Plan Insurance Site Sponsor Member Since: 27 Feb 2014 Location: United Kingdom Posts: 106 |
ronp as we use modification friendly insurers for our specialist 4x4 policies these Mods wouldn't be an issue for us. And you can email over a full list which we can attach to your policy to ensure everything is noted. I would advise to check your cover as many mainstream 'standard' insurers will cover a modified vehicle but exclude modifications in a claim, so if there is an accident (let's hope there isn''t one!) then its the market value on a standard FL2 that gets paid out. Our insurers cover the modifications as well as the car - so if you have a few it would be worth looking into Have a great day and give us a go at renewal 01635 874646 Carlie A-Plan Insurance | Specialist Vehicle Call us on 01635 874646 for a quotation Click Here |
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20th Jun 2018 8:26 am |
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Sidthecat Member Since: 10 Sep 2017 Location: Sarf-East London-sur-Mer Posts: 1635 |
Rather than shop (sod) around last year when I bought the car, I simply kept the existing policy with Axa and paid an additional premium. Just had renewal in at £700 so went on to their site to run it through as new customer and been quoted £1400 + Must remember to get my cheque in the post in the morning |
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9th Jul 2018 9:46 pm |
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andyk159 Member Since: 19 Nov 2014 Location: Skegby Posts: 369 |
Just checking my insurance quotes as renewal due soon.
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24th Jul 2018 2:49 pm |
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Yorky Bob Member Since: 28 Apr 2015 Location: Yorkshire Posts: 4561 |
So having fought LV for the last few years about the % increase and then ended up 2016 14%, then 2017 10% this year they want 5.5% to give a 2018 renewal of £333.36.
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31st Jul 2018 12:10 pm |
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Landyjim Member Since: 09 Sep 2012 Location: the sticks Posts: 30 |
Just do a compare the market style search and go back with your lowest price, they usually try and match it |
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11th Aug 2018 11:24 am |
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Joedenise Member Since: 17 Oct 2018 Location: Warden Kent Posts: 80 |
Sorry to dig up old thread but I’m with LV and this years quote was £299 and they couldn’t better it, went online ov LV website and got the same policy without a discount for csma and came to £229, they couldn’t match it on the phone |
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30th Oct 2018 1:25 pm |
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RogB Member Since: 16 Dec 2014 Location: Mansfield Posts: 3880 |
Although mine isn't yet due I went on the comparison sites and direct to Winston Wolfs company just to see what quotes I could be looking at.
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30th Oct 2018 1:34 pm |
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Steve D Member Since: 19 Jan 2013 Location: Essexshire Posts: 4109 |
Our daughter has decided she no longer wants her Golf that she just leaves over here because having just bought a flat with her boyfriend in North London, they only have an allocated parking space for one car and as they’ve just bought a new car, they’re sharing that. Anyway, she’s given it to my wife who has no NCD as she’s always been a named driver on our Evoque as well as the Golf. I’ve been given the task of shopping around for insurance for her and best I found with just her on it was just over £300 SDP&C, Fully comp. Thought I’d try adding me on with two claims in the past 5 years - one no-fault claim plus a windscreen. Came out to £270. Not bad so I just went and looked at my policy to get the exact dates of those claims and I found one other windscreen claim in 2014 so I added that. It then came down to £254!! Since when has more claims reduced the quote? I was thinking of making up a few extra claims to get it down further but I thought better of it! Oh, and I also bought it through one of those comparison sites so we should be getting a voucher for £20 of free petrol too so actual cost price of the policy will be £234. Result. Past: FL2 TD4 HSE Auto
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30th Oct 2018 3:32 pm |
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RogB Member Since: 16 Dec 2014 Location: Mansfield Posts: 3880 |
like I say - there is no sense to insurance of any kind these days.
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31st Oct 2018 8:33 am |
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A-Plan Insurance Site Sponsor Member Since: 27 Feb 2014 Location: United Kingdom Posts: 106 |
Wow RogB and Steve D - that's bizarre!
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31st Oct 2018 9:12 am |
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shiggsy Member Since: 13 Jan 2013 Location: Kent Posts: 799 |
Insurance companies are currently being investigated by the FCA over their differences between new policies and renewals.
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31st Oct 2018 9:46 am |
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