Forum-Gallery-Shop-Sponsors

« Advertise on Freel2.com

Home > Off Topic > car insurance
Post Reply  Down to end
Page 1 of 1
Print this entire topic · 
archie98



Member Since: 18 Oct 2011
Location: derbyshire
Posts: 709

England 2007 Freelander 2 TD4 SE Auto Stornoway Grey
car insurance

I have took out a new policy today on my work car (Ford Focus) and they want a copy of my driving licence and that of the mrs have any of you had to do as it is new to me.

Post #177789 28th Mar 2013 9:42 pm
View user's profile Send private message View poster's gallery Reply with quote
The Doctor



Member Since: 09 Jul 2010
Location: Gallifrey
Posts: 4615

United Kingdom 

The DVLA licence people to drive not the insurance company and there are ways for them to check whether or not you are lying about motoring convictions without needing to see your licence. Never come across that with any policy.

Is the focus a company car or your own that you use for work? Did you ask them why? LL.B (Hons) - University of Derby
LOT (Lord of Time) - University of Gallifrey

Post #177797 28th Mar 2013 10:15 pm
View user's profile Send private message View poster's gallery Reply with quote
Pegleg



Member Since: 15 Apr 2010
Location: Deep in mid Wales
Posts: 3114

Wales 2008 Freelander 2 TD4 GS Manual Santorini Black

I had to do the same on all my Company cars Another member of the failed FL2 clutch/DMF club, twice.

Post #177801 28th Mar 2013 10:26 pm
View user's profile Send private message View poster's gallery Reply with quote
Stevie5tapes



Member Since: 10 Jun 2012
Location: Brighouse, YORKSHIRE
Posts: 1370

England 2013 Freelander 2 TD4_e GS Auto Sumatra Black

A lady I work with had to email a copy of her license when she changed insurance companies recently. I think it's just a way for the insurance companies to know if you have a license or not. Black MY2013 SD4 GS Auto, Wood Company Armrest, Freel2 sticker.
Gone MY2010 Freelander 2 Manual TD4.e S, Alaska White.

Post #177808 28th Mar 2013 11:12 pm
View user's profile Send private message View poster's gallery Reply with quote
ad210358



Member Since: 12 Oct 2008
Location: Here and There
Posts: 7464

England 

Standard procedure.

Your employer has a Duty of Care under the Health & Safety Act to ensure you are entitled to drive the vehicle they have issued. It is an offence for your company to allow you to drive a vehicle whilst unlicensed to do so. It may be a requirement of your company to check the driving licence of each person employed at least once every 12 months to meet the standards of the vehicle insurance policy terms and conditions. .



http://www.licencecheck.co.uk/faq#q_1

Post #177848 29th Mar 2013 10:55 am
View user's profile Send private message View poster's gallery Reply with quote
griff9of13



Member Since: 02 Nov 2011
Location: Merseyside
Posts: 64

United Kingdom 2013 Freelander 2 TD4 GS Manual Galway Green

That's right ad210358. Where I work those of us who drive on company business (not just company car drivers, those who drive their own cars as well) have to submit a photo copy and a declaration every year. gone MY2010 GS TD4 Manual Stornoway
arrived MY2013 GS TD4 Manual Aintree Green

Post #177856 29th Mar 2013 11:40 am
View user's profile Send private message View poster's gallery Reply with quote
archie98



Member Since: 18 Oct 2011
Location: derbyshire
Posts: 709

England 2007 Freelander 2 TD4 SE Auto Stornoway Grey

The Doctor wrote:
The DVLA licence people to drive not the insurance company and there are ways for them to check whether or not you are lying about motoring convictions without needing to see your licence. Never come across that with any policy.

Is the focus a company car or your own that you use for work? Did you ask them why?

Hi Doc I own the car all they said its a new thing in all the years I have insured cars I have never heard of anything like this.

Post #177863 29th Mar 2013 12:08 pm
View user's profile Send private message View poster's gallery Reply with quote
Mona Geeza



Member Since: 22 May 2010
Location: Devon
Posts: 1293

England 2010 Freelander 2 TD4_e XS Manual Stornoway Grey

My company asks for a copy of my licence annually to check if youve had any convictions youve not told them about, once the have my copy they then check with the DVLC to make sure their records read the same.
Reason is someone in the past kept sending in the same photo copy of the clean licence prior to conviction even though they had points on their licence, hence the double check Rolling Eyes

Some folk are so dishonest.

Post #177870 29th Mar 2013 12:47 pm
View user's profile Send private message View poster's gallery Reply with quote
archie98



Member Since: 18 Oct 2011
Location: derbyshire
Posts: 709

England 2007 Freelander 2 TD4 SE Auto Stornoway Grey

its not the company I work for but the insurance company.

Post #177873 29th Mar 2013 12:59 pm
View user's profile Send private message View poster's gallery Reply with quote
geoffk



Member Since: 11 Jan 2008
Location: chester
Posts: 164

United Kingdom 2008 Freelander 2 TD4 GS Manual Sumatra Black

Please tell me it is not one of the online only company's?
They are a nightmare and wish you all the luck in the world if they are...SWIFTCOVER?

Post #177965 30th Mar 2013 12:16 am
View user's profile Send private message View poster's gallery Reply with quote
archie98



Member Since: 18 Oct 2011
Location: derbyshire
Posts: 709

England 2007 Freelander 2 TD4 SE Auto Stornoway Grey

Its Autonet and yes it was from the internet

Post #177989 30th Mar 2013 9:45 am
View user's profile Send private message View poster's gallery Reply with quote
MartynB



Member Since: 08 Aug 2011
Location: Currently Rootless !
Posts: 1781

United Kingdom 2009 Freelander 2 TD4 GS Auto Zermatt Silver

Mona Geeza wrote:
My company asks for a copy of my licence annually to check if youve had any convictions youve not told them about, once the have my copy they then check with the DVLC to make sure their records read the same.
Reason is someone in the past kept sending in the same photo copy of the clean licence prior to conviction even though they had points on their licence, hence the double check Rolling Eyes

Some folk are so dishonest.


we have to sign a mandate for our employer to use the RAC to check with DVLA on a regular basis the status of our licenses .The frequency depends on how near an individual is to a ban, so you are checked between 1 and 4 times a year, in principle I hate this type of system, but 15 years ago had an electrician working for me who it turned out had driven for 18 months of a 2 year ban using just the scam you hi-lite above ,so i accept I'm paying the price for the dishonest minority 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

Post #178063 30th Mar 2013 7:01 pm
View user's profile Send private message View poster's gallery Reply with quote
The Doctor



Member Since: 09 Jul 2010
Location: Gallifrey
Posts: 4615

United Kingdom 

Ask what term in their policies dictate that they can ask for it before insuring you. It's almost bound to be an ambiguous term so just tell them they can't rely on such a term as per the doctrine of Contra proferentem Mr. Green LL.B (Hons) - University of Derby
LOT (Lord of Time) - University of Gallifrey

Post #178064 30th Mar 2013 7:05 pm
View user's profile Send private message View poster's gallery Post Reply
Post Reply  Back to top
Page 1 of 1
All times are GMT

Jump to  
Previous Topic | Next Topic >
Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



Site Copyright © 2006-2024 Futuranet Ltd & Martin Lewis
Freel2.com RSS Feed - All Forums


Switch to Mobile site