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Home > Finance & Insurance > CAT C, OR NOT CAT C FREELANDER 2 |
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npinks Member Since: 28 Jun 2007 Location: Ls25 Posts: 20090 |
A tricky one to be honest, you have made a claim, but they didn't pay out and you repaired it yourself
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11th Nov 2010 1:49 pm |
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Ticktock Member Since: 03 Oct 2010 Location: UK Posts: 111 |
Okay, apologies, it's 'reimburse.' Someone would have pointed it out.
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11th Nov 2010 2:06 pm |
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npinks Member Since: 28 Jun 2007 Location: Ls25 Posts: 20090 |
Typo and no spell check Former Mod/Member, with the most post & Chicken George Arch nemesis |
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11th Nov 2010 3:12 pm |
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Captain Worm Member Since: 12 Sep 2010 Location: Solihull Posts: 969 |
Its been stolen recovered so it is a CAT C - despite the dispute with the insurers the idea of tagging a car like this is to protect anyone buying it. In my opinion even if all the repairs have been done properly for any state cat right off I personally would not touch with a barge pole as you really cannot tell what has been done to the car and will never be like it is from the factory ever again.
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11th Nov 2010 7:38 pm |
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Radeco Member Since: 03 Jan 2008 Location: Yorkshire Posts: 68 |
And more important - which insurance company hates land rovers Please tell us G4 Freelander 2005 V6 HSE Stage 1 Thailand/Laos. HQ Support YZT
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11th Nov 2010 7:39 pm |
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The Valeter Member Since: 08 Jan 2010 Location: Medway Towns, Kent. Posts: 1530 |
Where on earth did the insurance company get £16,000 from. That is simply rediculous! Surely they should have paid you out in some way. I would have been tempted to take the payout then bought the car back. (Past) Freelander 2 HSE 2010 MY In Rimini Red.
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11th Nov 2010 10:33 pm |
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WALLO Member Since: 11 Nov 2010 Location: SOUTH YORKS, ENGLAND Posts: 16 |
I've written to the assessors to explain how they got to £16000.......bearing in mind I drove the car away with nothing more than a seat cover on the drivers seat. The insurance company was NIG, and i've learned of other people that have had the same experience from this company.
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12th Nov 2010 7:07 pm |
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mcphersonstrut Member Since: 21 Jul 2009 Location: In the land of 2 wheel drive and 60mpg Posts: 2164 |
A bummer of a situation but we see you've not lost your sense of humour |
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12th Nov 2010 7:34 pm |
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Junior Member Since: 22 Feb 2010 Location: M6 Posts: 799 |
Am I missing the point? If the insurance didn't pay out how can it be an insurance write off??? |
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12th Nov 2010 8:36 pm |
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WALLO Member Since: 11 Nov 2010 Location: SOUTH YORKS, ENGLAND Posts: 16 |
MY POINT EXACTLY.........
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12th Nov 2010 8:48 pm |
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Junior Member Since: 22 Feb 2010 Location: M6 Posts: 799 |
Has the ombudsman replied? |
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12th Nov 2010 8:52 pm |
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WALLO Member Since: 11 Nov 2010 Location: SOUTH YORKS, ENGLAND Posts: 16 |
NO, I'VE ONLY JUST FOUND OUT THAT MY CARS RECORDED AS A WRITE OFF. WALLO.....
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12th Nov 2010 10:27 pm |
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The Valeter Member Since: 08 Jan 2010 Location: Medway Towns, Kent. Posts: 1530 |
Perhaps a good story for BBC Watchdog or Trading Standards. So what exactly did the insurance company give you re - compensation/payout other than recording the car as a Cat C? Sounds like a scam to me as if you had accepted their advice & had your car taken away on the assumption that repairs were £16K. I can only assume they were going to fix it on the cheap & sell it (Past) Freelander 2 HSE 2010 MY In Rimini Red.
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12th Nov 2010 11:20 pm |
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lmorris4975 Member Since: 28 Feb 2010 Location: Mansfield, Notts Posts: 252 |
As daft as it might sound it is logged as a write off because the claim was put in, it makes no differance if they pay out or not. Once the claim is logged and they assess the damage and determine the cost to repair or write off thats it, you cant change the out come. Insurance companys will repair upto 3/4 of the value of the vehicle, anything over that becomes a write off. So where they got £16000 from god knows. I would request the report that the insurance company did on your vehicle to see how that came to the amount of money. And then take it from there. |
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12th Nov 2010 11:32 pm |
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