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Home > Off Topic > Pension |
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Yorky Bob Member Since: 28 Apr 2015 Location: Yorkshire Posts: 4561 |
still plenty time to get another wife
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28th Jan 2019 4:09 pm |
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IanMetro Member Since: 11 Sep 2017 Location: Somerset BS21 Posts: 3133 |
Money does seem to go further once you retire, for example you have time to be first in the queue for out of date bargains, and of course you don't pay Nat Ins, or travel to work.
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28th Jan 2019 8:15 pm |
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Largered Member Since: 10 Jul 2016 Location: UK Posts: 1978 |
When I am asked "are you married" ? I reply "No" To which they reply "divorced then" ? I say "I have a late wife" ? Oh I'm sorry to hear that. What did she die of" ? "I told you ......... being late" !!! . |
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28th Jan 2019 8:47 pm |
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Past master Member Since: 30 Jun 2010 Location: Isle of Ely Posts: 2710 |
For what it's worth -
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28th Jan 2019 9:22 pm |
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Yorky Bob Member Since: 28 Apr 2015 Location: Yorkshire Posts: 4561 |
Quote Don't know how much my wife gets - it's hers so once she's paid her half of the bills it's hers to spend as she likes!
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29th Jan 2019 9:47 am |
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Largered Member Since: 10 Jul 2016 Location: UK Posts: 1978 |
All parties who rely on their other halves or have their own income should build up a
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29th Jan 2019 10:51 am |
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dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
I knew a guy who was the administrator of a big company pension scheme and he said that it was well known in the industry that those who took early retirement lived longer. He said that he had all of the actuarial data for a company of over 20,000 people. 3 x FL1 2 manual + 1 auto
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29th Jan 2019 11:17 am |
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dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
Fact of the day. Apparently if you marry it automatically nullifies any previous Will you may have made. 3 x FL1 2 manual + 1 auto
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29th Jan 2019 11:18 am |
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MartynB Member Since: 08 Aug 2011 Location: Currently Rootless ! Posts: 1780 |
I agree 100% . I jumped at sixty as due to my financial responsibilities and duties, I knew that another round of “heads on the wall was coming” Being a dutiful and faithful servant of the company , I saved my VP the hassle by volunteering to step into the cross hairs . I’ve only been back to the office twice since I left . colleagues in my age group are still sitting there worrying about work things , looking grey , worrying about pensions , worrying about losing a funded car , just generally worrying . I’m only half joking when I walk in and shout “ Hello Losers “ . They are losing , losing the golden years between 60 and 70 plonk when they are still fit enough to do most things and have a guaranteed income to do it . In the 5 years before retirement I’d already decided what income I needed Extrapolated my pensions projections so I had a “ bail out ready reckoner” for the next 5 years . I started lifestyling the DC and AVC elements from equities to less risky funds and got bi annual updates on my closed DB scheme. I engineered my take home salary to my forecast retirement level by putting the difference into more AVCs every month . That made the transition from work to play pretty seamless . 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership 2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned ! 2023 Toyota Hilux invincible X 2.8 Auto . |
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29th Jan 2019 12:02 pm |
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Largered Member Since: 10 Jul 2016 Location: UK Posts: 1978 |
[quote]I’m only half joking when I walk in and shout “ Hello Losers “
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29th Jan 2019 2:16 pm |
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MartynB Member Since: 08 Aug 2011 Location: Currently Rootless ! Posts: 1780 |
Sometimes it’s just nice to keep in touch , I worked all over the world for that company . I don’t regret leaving but I still keep in touch with a few people , in fact I took my boy to Barcelona before Xmas to meet up with the Spanish Ops team I used to advise
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29th Jan 2019 2:55 pm |
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dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
I went at 55 and decided not to take voluntary redundancy as I reckon that you have a stronger bargaining position if you are forced out. I was earmarked for redundancy and eventually it happened. However I had a big trick up my sleeve in that a couple of years earlier, whilst moving departments, a secretary inadvertently sent me my complete personnel file going back 30 years with the only copy of my original contract of employment and subsequent changes to my T&Cs, bonus rates etc. During the negotiation to leave they didn't let on but it was clear that they were having to take my word for everything that I was asking for as they didn't have any documentation that they could have used in a tribunal. Came out with a pension starting the next day and an extra cash deal worth well into 6 figures and handed in my FL1 1.8 company car and bought an FL1 TD4 demonstrator with cash the next day. 3 x FL1 2 manual + 1 auto
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29th Jan 2019 3:33 pm |
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Largered Member Since: 10 Jul 2016 Location: UK Posts: 1978 |
......some people just can't let go. I am one of those people who CAN . |
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29th Jan 2019 6:06 pm |
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Beansenior Member Since: 06 Jan 2017 Location: Inverness Posts: 3 |
Don’t think that applies in Scotland, only England (and Wales??) |
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29th Jan 2019 6:23 pm |
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