wow just had to renew ins on one of my cars.
site sponsers ins last year £383
this year £550 explanation from A plan well ins as gone up lol.
shopped around and got better cover for £392.
A £158 difference so don't stay loyal 57 reg GS leather seats panoramic sun roof
Nazca sand side step rails chrome grille and mirrors

yep - pays to shop around every year.
I usually have a search using Compare The Market etc then see what a few brokers can come up with. Jules

Stay loyal to an insurer without checking comparisons and you could be be hit with an apathy tax! Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

Don't understand the logic, but when I took my redundancy deal 13 months ago I faced insuring a car for myself for the first time in 34 years ( Freelander insured by Mrs B ) , and I found a great deal that would credit me with 15 years NCB against a written confirmation from my employers that I had no " fault " claims over that period whilst driving a company car . The rider was that I had to stick with the insurer for 2 years, if I left them after one year they would only issue a 1 year NCB letter. The premium was sub £300 which I thought was great , and this year it only went up by £25 , but I did add protected NCB for a further £45 ( don't know if that was worth doing ? )

I'm quite happy with that as it's a leading direct insurer, and I've got up 20,000 miles a year. I did however take a stand alone Gap Insurance policy out on the Scooby so I've still got new for old for another 4 years.

All told I'm very happy as on starting my "leisure years" motoring getting a decent quote was of concern. 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

I was with L V for 6 years or more .. never a problem sub£300 just !always barter them down to within 5-6 quid of previous years quote , this year £410 !!!!

No way .. did all the usual go mearkats ect , winston wolf hastings etc etc in the end tried my bank as already have house and travel ins from them as well as AA breakdown for me and the wife as part of account package .
certinally sir ..£310 plus extra 10% off as a multipolicy holder and another 10% for doing it online .
£310-£62 =£248 Happy Days.!!

It pays to be retired and be sad taking enjoyment out of trying to beat them at their own game , (well the wife says all the saveings can go to the next cruise ..!! am I missing something ...


Biggest lesson never stay with your present insurer past the golden period now 1 year ..  Wales
Were the mud is thicker, and the ruts are deeper.
(And we have the water to wash it off, and more on the way..! )
Sd4 and chrome Ar*e piece, Auto box for best fun
09 Xs Gone
12 xs Gone
HSE with Leather seats and 4 years warrenty.. staying for now !

well early today phone call from A plan re my comments on here
Nice lady wanting to know more about comments.
Stange when the horse as bolted they want to fix the door 57 reg GS leather seats panoramic sun roof
Nazca sand side step rails chrome grille and mirrors

strange, how did they know your name from on here? did you have to supply it when taking out the policy, or are you actualy Mr Iron Duke  Former Mod/Member, with the most post & Chicken George Arch nemesis

hi n pinks no my name is not mr iron duke,
had phone call asking me about forum message and asked if i was iron duke.
I was also suprised that they contacted me. 57 reg GS leather seats panoramic sun roof
Nazca sand side step rails chrome grille and mirrors

Left LV last year as the bumped the home and contents insurance up dramatically. Ended up at the Coop for far less money.

Coop have just done the same adding £50 and now LV are quoting me for insurance in 2018 £70 cheaper than they did it for in 2016.

Loyalty is worth nothing. FL2 MY10 TD4 GS traded in at 2 years
FL2 MY13 TD4 GS Current

Same here with LV. £453 for our Evoque last year, £426 renewal this year, online as a new customer £291. As said, loyalty counts for nothing. If my regular customers found out that I was giving better deals to new customers, I’d lose their business and rightly so. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

ironduke wrote:

wow just had to renew ins on one of my cars.
site sponsers ins last year �383
this year �550 explanation from A plan well ins as gone up lol.
shopped around and got better cover for �392.
A �158 difference so don't stay loyal

I was with the site sponsors ( A plan ) for many years but there premiums now are a bloody joke I gave them a call last year my renewal with Hastings was £210 & best they could do was £550

They do vary enormously. Sometimes it's because the broker has changed insurers (I think that happened with the Co-op, as they got suddenly expensive this year). Many of these "insurers" have their policy underwritten by someone else. I've moved to SAGA, who gave me a good deal, despite having had to make a claim (tree jumped out behind me). But even then the numbers seem to be magic. As the renewal was quite high (protected bonus but of course they raise the actual premium) I rang and asked for a quote if they took my wife off the policy. "No sir, that will actually raise the premium". I asked them to check anyway, and the result was a much LOWER premium. They were more surprised than I was. Ex AA Series III LWB Safari - Gone
300TDi Disco (bought new - terrible car) sent back after 18 months
Freelander 1 Estate - leased, given back at end of lease
200TDi Disco (bought from a mate with 100,000 on the clock) - Gone
Disco 2 TD5 - sold and exported to France
FR2 TD4 GS - Gone
FR2 SD4 HSE - Now changed for a DS
New model ex-demo Evoque S 180 in white
Unable to order a new DS, so gave up. Now have a Volvo S90 Recharge.