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CumbrianCanary Member Since: 02 Nov 2008 Location: Cumbria Posts: 57 |
I took one of these out when I bought mine, mainly due to the misprint on the leaflet. The monthly instalments worked out cheaper than paying a lump sum!! I checked the current cost of the services and it worked out in my favour so I took it up.
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6th Jan 2009 10:23 pm |
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Grumpa 2 Member Since: 02 Jan 2009 Location: Notts.. Posts: 96 |
Thanks for that. I understand there are a couple of companies which do this, one I was offered is called Emak(not sure if thats how its spelt)Also can pay a lump up front to the dealer, which would work out cheaper but in the current economic climate I,m wondering if this is wise. |
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7th Jan 2009 10:40 am |
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EdSnow Member Since: 28 Feb 2008 Location: Norfolk Posts: 131 |
i took out a service plan with Hunters, they actually fronted it in the leaflet, but it is EMAC that run it really. I pay £35 a month to cover three years of servicing (3 services 12 months apart.) I went in for my 1st service last week two months early having already reached 15k. I expected them to ask me to top up my fund but they didnt.
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15th Jan 2009 4:07 pm |
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Grumpa 2 Member Since: 02 Jan 2009 Location: Notts.. Posts: 96 |
Thats one of two companies I had quotes from, can,t remember the name of the other one but both were through LR dealers. Tried to find out somethig about EMAC on the net but without success. It,s possible to get a cheaper quote from a dealer, by paying up front, but with the economic climate as it is it could be a bit of a gamble, unless paying by credit card would give some protection. |
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15th Jan 2009 5:39 pm |
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EdSnow Member Since: 28 Feb 2008 Location: Norfolk Posts: 131 |
I was informed by LR dealer that I too could pay something up front to reduce the monthly payements but I had nothing left in the pot having shelled out for the car it self. At least if you take up the offer it fixes the service costs now, and your not at risk of them changing putting the service charges up.
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15th Jan 2009 5:46 pm |
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Grumpa 2 Member Since: 02 Jan 2009 Location: Notts.. Posts: 96 |
Sorry, what I meant about paying up front was the full amount ie. the best quote I had for that is £580 for the first two services, hence my concerns about how safe my money would be should the dealer end up in trouble. |
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15th Jan 2009 5:53 pm |
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stangs Member Since: 03 Dec 2008 Location: UK Posts: 25 |
I don't understand why anyone would use these services in the current climate. The risk is similar to that involved with those Christmas hamper companies, and once they have the cash you can't get it back easily if at all. I've started paying money into a savings account by standing order - also it seems some nwgociating is possible with dealers. |
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18th Jan 2009 12:21 am |
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Bibs Member Since: 03 Oct 2008 Location: Preston Posts: 21 |
Totally agree with Stangs. Put your money in your own bank account. The only plans worth doing are Mini and BMW |
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18th Jan 2009 9:51 am |
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