hi all,just wondered about upgrades lights ,bumpers etc.would this not effect my insurance?i know when I do online insurance forms there is a part that asks of any modifications and if you input yes in mods insurance quote had risen higher.any thoughts on this?

Last edited by freelander2 on 23rd Nov 2013 8:34 pm. Edited 1 time in total

Bumpers and side moulding don't effect the insurance, not to sure on the lights but I'm sure they don't effect it  BETTER looking half of the famous Twinlanders
The wanna be other half - http://www.freel2.com/forum/member-carriec.html

I haven't had to pay any extra on my insurance for any of my mods so far. I thought I might have to with the change of wheels but as they were the same size and still a genuine LR product they couldn't have been any less interested  The BEST looking half of the famous Twinlanders
The bald half http://www.freel2.com/forum/member-slaneydore.html

On my last car, I declared the following and what they charged :-

Facelift bumper and tailgate handle :- No charge, but notified on the policy
Wheels (non standard) :- £36, but this option gave me the option of changing wheels at any time for different types.
Side Steps :- notified but no charge
Si6 rear silencer :- £28 extra
DVD System :- no charge as they only cover standard in car entertainment anyway.
Rear Spoiler :- Notified but no extra charge

I didn't tell them about the rear lights as they were no more expensive than the originals and I didn't class them as a modification

Things like mud flaps and side mouldings were not declared as I don't see them being classed as a modification.

On my new one, the wheels and side steps are declared. I'll tell them about the Si6 rear silencer and spoiler when they are done. Freelander 2 HSE Lux 2013MY - Barolo Black with Ivory Leather. Alpine DVD - Privacy -Evoque 20" Dynamic Wheels and more to come.........

carriec wrote:

I haven't had to pay any extra on my insurance for any of my mods so far. I thought I might have to with the change of wheels but as they were the same size and still a genuine LR product they couldn't have been any less interested

thanks for reply guys.just thought about it when friends wife had a bump in her mini(he had changed the wheels) and they refused to pay up for repairs. ive fitted side steps to mine only mod ive done so far.been too busy getting clutch-oil leak - diff -suspention fixed.but have thought of 20 inch wheels and light upgrade next.

Most insurance companies won't refuse to pay for repairs, but insist on the extra premium before repairs ore authorised. Freelander 2 HSE Lux 2013MY - Barolo Black with Ivory Leather. Alpine DVD - Privacy -Evoque 20" Dynamic Wheels and more to come.........