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Home > General > Do you guys think this is a write off? :-( |
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EYorkshire Member Since: 18 Nov 2010 Location: (!) Posts: 4392 |
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25th Mar 2013 10:48 am |
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Mona Geeza Member Since: 22 May 2010 Location: Devon Posts: 1293 |
Saw another KIA almost identical a while back, I just thought thats how they came. |
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25th Mar 2013 10:53 am |
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ad210358 Member Since: 12 Oct 2008 Location: Here and There Posts: 7464 |
We had a vehicle at work about three years ago, involved in an RTA, we really wanted it written off as it was two years old with 120k on it, but the insurance company insisted on repairing, they spent £6500 on repairing it in the March, it developed a problem engine block in the May of the same year, it had already had a new engine fitted at 60k with the same problem so we had knew it would be another new engine in the region of £5000 so it was traded in against a new one, trade in value £4500. |
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25th Mar 2013 5:57 pm |
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nombie Member Since: 08 Mar 2013 Location: Darlington Posts: 15 |
Well it was a write off. Cost of repair to all damage approx £9K. Insurance are seriously taking the P*** with the payout, offered me £13000. |
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10th Apr 2013 8:52 pm |
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defenderben Member Since: 17 Aug 2012 Location: Tavistock Posts: 171 |
If the first offer is £13k, I do not think it will take much to get it where you want to be (GONE) FL2 2008 SE (manual) Santorini Black, the expensive one
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10th Apr 2013 9:32 pm |
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simont Member Since: 15 Feb 2011 Location: Sunderland/Newcastle Posts: 1809 |
Looks nasty - but at least occupants were ok. 2002 Honda VFR800
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11th Apr 2013 8:35 am |
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Boycey Member Since: 10 Mar 2013 Location: Midlands Posts: 97 |
If full repair was only £9,000 why is it written off? |
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11th Apr 2013 8:45 am |
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fredastaire Member Since: 03 Dec 2012 Location: Holbrook Posts: 721 |
If the payout is not enough to buy a replacement then if you liked the car and its spec why not just press for the repair?
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11th Apr 2013 9:09 am |
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realspeed Member Since: 26 Mar 2011 Location: East Sussex Posts: 574 |
I had a Lexus RX 300-SEL and got hit by a little Peugeot 104 which was a writeoff. It skidded into me on the ice a few years back pushing my car into a 6 ft ditch. The damage was £9000 and repairable. The point is once a car has been repaired after a fair size accident one is never really happy driving it again. Took 18 months before his insurance accepted fully responsibility by which time after medical bills- solicitors ( my passangers as well) etc it must have cost them near on £90,000 . Even went as far as a court date being set before they backed down, they thought little man v big company we would bully him. Unfortunately they came unstuck and it cost them a pile of money.
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12th Apr 2013 7:00 am |
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chapsworth Member Since: 03 Jan 2012 Location: Canterbury Posts: 225 |
Probably depends on the insureance company as well. In my FL1 I hit a deer (well, the deer hit me but he didn't have insurance). The repair bill was £6K and the NFU went ahead with the repair, although it was touch and go. That was with a 5 year old car - I had had it 2 years and paid £10K. Interestingly the prices had dropped but looking around after the accident the prices had gone up so to get an equivalent was going to be at least £9K.
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12th Apr 2013 7:18 am |
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fredastaire Member Since: 03 Dec 2012 Location: Holbrook Posts: 721 |
I've had forty years of buying and repairing write offs and been happy with all but one! It's all down to if you really like the car. You are always going to get less money than the replacement will cost so get it repaired!
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12th Apr 2013 11:34 am |
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gravon 42 Member Since: 10 Jan 2013 Location: Birmingham Posts: 522 |
What did you hit Nombie? (Or what hit you?) 2013 Dynamic Santorini black
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12th Apr 2013 3:59 pm |
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Wish1 Member Since: 29 Jul 2012 Location: Kent Posts: 83 |
Because the salvage has a value. The repair upto will be lower than 9k meaning that will be a CAT C |
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14th Apr 2013 7:56 am |
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Wish1 Member Since: 29 Jul 2012 Location: Kent Posts: 83 |
Your policy will be for market value, as you only bought it in jan you should be ok at getting nearer to what you paid. Unless the insurers can prove you can replace for like for like at £13k which is very unlikely.
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14th Apr 2013 7:58 am |
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