HAVING JUST FINISHED READING THE LATEST (LRO) MAG I WAS LOOKING IN THE VALUES SECTION.CAN ANYBODY TELL ME WHY PRE 2011 SPK VEHICLES HAVE A LOWER INSURANCE GROUP THAN THE FACELIFT 2011 SPK OR IS THIS ANOTHER WAY OF THE INSURANCE COMPANIES SHAFTING US FOR THOSE THAT WANT TO KNOW WHAT THE NEW GROUPS ARE HERE WE GO,

FROM 2006 TO 2010 SPK VEHICLES ARE ALL INS GROUP 13 ALL MODELS INCLUSIVE,

FROM 2011SPK THE GROUPS ARE AS FOLLOWS,

TD4S NOW GROUP 20 AUTO GROUP 21
TD4GS NOW GROUP 21 AUTO GROUP 22
TD4XS NOW INS GROUP 22 AUTO GROUP 24

SD4GS NOW INS GROUP 24
SD4XS NOW INS GROUP 25
SD4HSE NOW INS GROUP 26

IS THIS ANOTHER WAY OF THE INSURANCE COMPANYS PULLING OUR TROUSERS DOW AND GIVING US A GOOD SHAFTING BY THE WAY THE 2011 SPK TD4 SERIES HAS A LOWER BHP AND COSTS LESS TO PRODUCE THAN THE 2010 MODEL AND HAS BETTER CONSUMPTION,

THE GROUP CHANGES ARE ALL THROUGH LANDROVER RANGE GLAD I DONT OWN A DISCO 4 GROUP 41 FOR A SDV6 HSE  rainy-city
xs

don't understand how there can be such a jump in groups ?? wonder if the group range has been changed ? but if the pre facelift is still group 13 then this would not be the reason.

no doubt some insurance experts will post the reason shortly.

Iain

Disco 4 , cheap as chips, £326 fully comp for me & Mrs Dave  ______________________
2011 Full Fat RR 4.4 TDV8
2012 FL2 SD4 Auto HSE
2013 Kawasaki Versys 650

iam wating with intrest what bull it will come from the insurance company:s mine is due for renual at the end of august
paid 600.00 last year with nfu i thought that was steep for a 49 yr old no points and no claims for the last 20yrs,

if any forum members do work for an insrance company and would like to answer this question about the change of groups
classifications iam sure that a few frelander 2011 spk owners would like to here there excuses i may also drop a e-mail to lro
and see if thay can put any light on the matter  rainy-city
xs

Dave wrote:

Disco 4 , cheap as chips, £326 fully comp for me & Mrs Dave

184 squid for the D3 renewed this week! you must be a high risk Dave!

my 57 TD4 SE is only just over £300 and im in my early 30's!
£600 is ridiculously expensive!

D99 wrote:

my 57 TD4 SE is only just over £300 and im in my early 30's!
£600 is ridiculously expensive!

bigalf1961 wrote:

iam wating with intrest what bull it will come from the insurance company:s mine is due for renual at the end of august
paid 600.00 last year with nfu i thought that was steep for a 49 yr old no points and no claims for the last 20yrs,

if any forum members do work for an insrance company and would like to answer this question about the change of groups
classifications iam sure that a few frelander 2011 spk owners would like to here there excuses i may also drop a e-mail to lro
and see if thay can put any light on the matter

SAGA £296

Richard FL2 07 TD4 GS Auto
Ex 02 TD4 Auto

Re BigAlf's original post, since 2010, the ABI (Association of British Insurers) have moved from a 1 - 20 group rating basis, to 1- 50. I think on BigAlf's numbers, the original. pre-facelift FL2 are grouped 1 - 20, whilst the new version is 1- 50.

Not sure if the link below will work, but here goes:-

http://www.thatcham.org/abigrouprating/index.jsp?page=347

Looks like the newer models are a couple of groups higher. I guess with the SD4 (190) there is more performance, which could explain the higher group. Bit surprised that the 150hp version is higher grouped that the original 160hp, as there isn't any greater performance. Wonder if the new bumpers, grilles, lights etc are more costly to replace? That could be a reason.

I am 26 and £415 fully comp with 4 years no claims!

May be of interest -probably not- but in Victoria, third party insurance is included by the State in in the annual registration fee (road tax in the UK) of, for my petrol Freelander, $508, £330. Therefore, assuming they are registered, all vehicles have basic insurance. On top of that, I've elected for fully comprehensive insurance, including no excess windscreen cover, at $474, £307, giving a total for road tax and insurance of £637. One excellent feature of Australian insurance, or at least RACV, is that the car is covered for anyone to drive it as standard; if the driver is under 25 or has less than 12 months experience, the excess becomes $1000 -£650- rather than my standard $500, and you don't have to inform your insurer about drivers until you make a claim. This is very handy for family members and visitors from overseas. One other smart thing from the authorities here is that they issue a new tax sticker automatically to your home address every 12 months after the first registration. It only becomes valid when you have paid for it, but you don't have to fill in any forms or apply for the renewal yourself, a benefit from having the basic insurance included in the fee.

Dunno what you're all complaining about...

£1100, fully comp. 31yo.

No NCD and I'd had my licence for a month though!

Been on bikes for 10 years before getting around to adding my car entitlement, but bike NCD and experience doesn't count towards car insurance... Funnily enough accident history does though... Insurance companies like to have their cake AND eat it, it seems. Thieving ba ds

Still, better than the £1400 TPFT I paid for my first bike  '57 Freelander 2 XS TD4
'09 BMW F800 GS

dunroof wrote:

Dave wrote:

Disco 4 , cheap as chips, £326 fully comp for me & Mrs Dave

184 squid for the D3 renewed this week! you must be a high risk Dave!

Nah, think it's because I'm younger and better looking although the D4 is worth more though  ______________________
2011 Full Fat RR 4.4 TDV8
2012 FL2 SD4 Auto HSE
2013 Kawasaki Versys 650

hi thanks guys spoke to a chap that has a 57 plate freelander xs that does not live far from me he has just re newed with aviva and cost him 500 squid we are about same age and ncd is the same i was just concerned that my vehicle is first registerd in sept 2010 but is a 2011 model vehicle do you think i will be a group 13 or 21 .

should be interesting i will post the outcome in the meantime has anybody had dealings with the 4x4 insurance companies in the mags would like to know if thay are compertive.  rainy-city
xs