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Home > General > My xs is no more. |
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Chrism551 Member Since: 01 Feb 2021 Location: Blackpool Posts: 156 |
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19th Jan 2025 3:44 pm |
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a100ian Member Since: 02 Oct 2016 Location: UK Posts: 169 |
I'm sorry to read this. It's hard having to deal with the aftermath of an accident (even a no fault one). Another Freelander off the road too 😢 |
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19th Jan 2025 7:18 pm |
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Just a driver Member Since: 29 Nov 2021 Location: Norfolk Posts: 469 |
I would think it will come under beyond economical repair and they will write it off . |
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19th Jan 2025 7:24 pm |
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RealBeale Member Since: 13 Jun 2016 Location: Birmingham Great Barr Posts: 927 |
It's a damn shame. Especially when it's someone else's fault !
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19th Jan 2025 8:51 pm |
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Dean1234 Member Since: 18 Jan 2022 Location: Northamptonshire Posts: 231 |
From sitting behind a computer screen looking at a few pictures it's really easy to say this, but dare I say it, the damage doesn't actually look that bad... Providing the rear wheel hasn't been given too much of a slap and put it's geometry all out of wack, it looks mainly like rear wing damage and rear bumper needs reattaching and she'll be reet.
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20th Jan 2025 8:52 am |
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BossBob Member Since: 30 Sep 2010 Location: Bristol Posts: 1433 |
I’d be going to their insurance company to get that fixed. As long as the car was parked correctly there is no fault to you and the other persons insurance should be making good. |
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20th Jan 2025 9:23 am |
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Chrism551 Member Since: 01 Feb 2021 Location: Blackpool Posts: 156 |
Thanks for the replies. The other side have admitted full liability, and were desperate to take over the claim. We had a call trying to get us to ditch our insurance company, with some veiled threats over car hie charges and the likes and we would be responsible if they were deemed excessive. Given we were provided with a new evoque at £185 a day, this did concern us greatly to the point we returned it this morning to the hire company and will manage without. We certainly cant afford any car charges regardless of who is at fault. I just wasnt to be put back as before the accident, so either car repaired, car replaced by them, or enough money to purchase a replacemnt car, My biggest concern is if there is a shortfall between what we get and replacemnt cost. |
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20th Jan 2025 11:22 am |
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Jimboland Member Since: 06 Dec 2015 Location: Northants Posts: 744 |
One purpose of insurance is to have things put back as they were before the bump. Bujt insurance companies will go for a write off if they think it will cost more to repair than to write off. After that they will sell the car for spares and scrap for whatever they can get and often even after paying a write off amount will make a decent profit out of it. My view is just because the insurance company want to go for a write off (because it is more profitable for them) you don't have to agree. Insist on full repairs, that is what you pay the premium for.
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20th Jan 2025 11:54 am |
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BossBob Member Since: 30 Sep 2010 Location: Bristol Posts: 1433 |
What he ⬆️ said. |
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20th Jan 2025 12:30 pm |
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Just a driver Member Since: 29 Nov 2021 Location: Norfolk Posts: 469 |
All valid points, but big firms like that go for the wear you down tactics and you have to have the stamina for it. I know it should not be like that but it is |
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20th Jan 2025 1:01 pm |
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Just a driver Member Since: 29 Nov 2021 Location: Norfolk Posts: 469 |
Also if it’s repaired some one is on the hook to guarantee it for X amount of time, they would rather write it off and that be the end of it. No surprise further down the line for them. |
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20th Jan 2025 1:05 pm |
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Fatal Apathy Member Since: 28 Aug 2024 Location: Hertfordshire Highlands Posts: 17 |
Sad to say it is highly likely to be written off as a Cat N at best... I know others have said get it repaired - but if it is written off / bought back & then repaired, it will be marked for life. Fine if you're happy to run it until it eventually drops dead - but if you ever try to sell it / trade it you'll get stung on its value again...
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20th Jan 2025 3:32 pm |
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DEG5Y Member Since: 22 Jul 2016 Location: Widnes Posts: 179 |
I know how I would be feeling if that was mine!
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20th Jan 2025 7:08 pm |
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jules Member Since: 13 Dec 2007 Location: The Wilds of Warwickshire Posts: 5146 |
Such a shame - Its something I dread as my car is worth far more to me than its monetary value. Jules |
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20th Jan 2025 8:36 pm |
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