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Home > Off Topic > I have an unusual dilemma in life , opinions welcome |
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I Like Chips Member Since: 25 Jun 2017 Location: Ascott Under Wychwood Posts: 1545 |
Going to suggest you seek out legal advice |
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29th Jan 2022 8:26 pm |
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Northcroft Member Since: 29 Jan 2017 Location: Durham Posts: 784 |
its a good idea, but the whole plan was about saving money
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29th Jan 2022 8:30 pm |
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Dartman the one Member Since: 04 Apr 2013 Location: Seville, Spain Posts: 1689 |
You can get buildings insurance on any building, basically you can have as many insurances you like on any building, but in event of a claim you must notify any other insurance that may have an interest.
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29th Jan 2022 8:40 pm |
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MotionInc Member Since: 17 Jun 2019 Location: North America Posts: 1358 |
Good advice above. You are going to have future issues, etc. with the title being in her name. It might even be fraud of a kind? Do you know if she has a will? Also, I have found, sadly, that "no good deed goes unpunished". Good luck! |
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29th Jan 2022 8:46 pm |
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Northcroft Member Since: 29 Jan 2017 Location: Durham Posts: 784 |
no will, no hope I reckon, but my real question was to see who would try (like me) and carry on as things are, no rent 2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
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29th Jan 2022 8:57 pm |
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Sidthecat Member Since: 10 Sep 2017 Location: Sarf-East London-sur-Mer Posts: 1635 |
Try Citizens Advice? Believe they’re still free, assuming of course they’re open for meetings during current climate |
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29th Jan 2022 9:52 pm |
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Andy131 Member Since: 09 Dec 2009 Location: Manchester Posts: 2187 |
Looking at it from a different angle, do you want to continue living in the same house that you shared with your partner?
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29th Jan 2022 9:55 pm |
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Northcroft Member Since: 29 Jan 2017 Location: Durham Posts: 784 |
Mayeb I wasnt totally clear here as there seems some confusion, the house I am in is in her husbands name ONLY.
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30th Jan 2022 7:39 am |
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dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
I am currently an Executor on a Will with some complications since it involves farm business. Fundamentally your problem is that you have no right to live there and you can't just "sign the house over" as you said originally, it will require a legal transfer with land registry and deed updates etc I am just transferring a small field at no cost and that's going to cost about £500 in legal fees. When the owner dies the house will go to his next of kin or whoever is on his Will (has he written a Will?) and my guess is that at that point you will be turfed out. The easiest way would be to get him to name you in his Will as the beneficiary of the house.
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30th Jan 2022 10:28 am |
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DennisV Member Since: 15 Jan 2012 Location: West Midlands Posts: 147 |
Be a bit careful with assumptions about "ownership". There is legal ownership and beneficial ownership:
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30th Jan 2022 1:03 pm |
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Northcroft Member Since: 29 Jan 2017 Location: Durham Posts: 784 |
again thanks for input, I am not st sll bothered about owning the house, I do not expect to be alive more than another 9 years if that, I am happy just existing here, if I had twice the income coming in, I would trot along to the real owner who lives just down the same street and put it to him that I am willing to pay a rent because its HIS house,
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30th Jan 2022 1:31 pm |
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dorsetfreelander Member Since: 20 Jul 2013 Location: Dorset Posts: 4354 |
One further point is the issue of adverse possession where you take ownership of for example a strip of land by fencing it in for 12 years without challenge. You should talk to a lawyer about whether you have any squatters rights. 3 x FL1 2 manual + 1 auto
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30th Jan 2022 5:40 pm |
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